Top SBA Lenders in Texas for Accommodation & Food Services
22 SBA 7(a) lenders active in Texas's accommodation & food services sector.
Lenders
142 loans
Total Volume
Median Rate
State avg: Prime + 2.00%
Default Rate
State avg: 1.8%
Top Accommodation & Food Services Lenders in Texas
Rate Distribution (Accommodation & Food Services in Texas)
All Accommodation & Food Services Lenders in Texas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Global One Bank | 26 | $74.1M | P+1.25% | 0.0% |
| 2 | PCB Bank | 13 | $8.3M | P+1.50% | 0.8% |
| 3 | The Huntington National Bank | 9 | $7.3M | P+2.25% | 1.8% |
| 4 | Open Bank | 8 | $18.5M | P+1.50% | 0.9% |
| 5 | Cadence Bank | 7 | $7.7M | P+2.63% | 2.3% |
| 6 | Bank of Hope | 7 | $15.4M | P+1.50% | 2.1% |
| 7 | T Bank, National Association | 6 | $7.5M | P+2.00% | 0.0% |
| 8 | Newtek Bank, National Association | 6 | $6.4M | P+3.00% | 0.0% |
| 9 | Milestone Bank | 6 | $16.2M | P+2.75% | 0.0% |
| 10 | Mission Valley Bank | 6 | $28.8M | P+1.50% | 0.0% |
| 11 | Centerstone SBA Lending, Inc. | 6 | $2.7M | P+2.00% | 0.9% |
| 12 | GBank | 5 | $17.2M | P+1.00% | 0.6% |
| 13 | Hancock Whitney Bank | 5 | $979K | P+2.50% | 1.0% |
| 14 | US Metro Bank | 4 | $12.1M | P+1.25% | 0.0% |
| 15 | UMB Bank, National Association | 4 | $2.7M | P+0.50% | 0.9% |
| 16 | Dogwood State Bank | 4 | $1.4M | P+2.75% | 0.0% |
| 17 | City National Bank of Florida | 4 | $5.9M | P+2.50% | 0.0% |
| 18 | Metro City Bank | 4 | $3.5M | P+1.25% | 0.6% |
| 19 | United Community Bank | 3 | $2.4M | P+1.50% | 2.3% |
| 20 | FFB Bank | 3 | $5.3M | P+2.00% | 2.6% |
| 21 | Live Oak Bank | 3 | $4.2M | P+1.50% | 0.8% |
| 22 | Lone Star National Bank | 3 | $396K | P+1.75% | 0.0% |
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Customize your search →Accommodation & Food Services SBA Lending in Texas
22 SBA 7(a) lenders are active in Texas's accommodation & food services sector, having originated 142 loans totaling $249.3M. The median rate for accommodation & food services acquisitions in Texas is Prime + 1.63%, compared to the statewide median of Prime + 2.00%.
The 10-year cumulative default rate for this niche is 0.9%, which is below the state average of 1.8% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in accommodation & food services in Texas?
22 SBA 7(a) lenders have originated accommodation & food services acquisition loans in Texas, with a combined 142 loans.
What rate can I expect for a accommodation & food services acquisition in Texas?
The median rate is Prime + 1.63% (Prime + spread). This compares to a statewide median of Prime + 2.00%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for accommodation & food services SBA loans in Texas?
The 10-year cumulative default rate is 0.9%, compared to a statewide average of 1.8%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.