Top SBA Lenders in Georgia for Accommodation & Food Services
8 SBA 7(a) lenders active in Georgia's accommodation & food services sector.
Lenders
42 loans
Total Volume
Median Rate
State avg: Prime + 2.19%
Default Rate
State avg: 1.7%
Top Accommodation & Food Services Lenders in Georgia
Rate Distribution (Accommodation & Food Services in Georgia)
All Accommodation & Food Services Lenders in Georgia
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | PCB Bank | 10 | $4.6M | P+1.50% | 0.5% |
| 2 | GBank | 8 | $27.9M | P+1.00% | 0.6% |
| 3 | Hanmi Bank | 6 | $7.6M | P+1.75% | 1.0% |
| 4 | Commonwealth Business Bank | 5 | $2.6M | P+1.75% | 0.3% |
| 5 | PromiseOne Bank | 4 | $13.9M | P+1.50% | 1.2% |
| 6 | United Community Bank | 3 | $4.2M | P+2.00% | 1.8% |
| 7 | Primesouth Bank | 3 | $2.7M | P+1.25% | 0.0% |
| 8 | Metro City Bank | 3 | $2.6M | P+1.25% | 0.8% |
Need more specific results?
Filter by loan size, compare rates, and narrow the list to your deal.
Customize your search →Accommodation & Food Services SBA Lending in Georgia
8 SBA 7(a) lenders are active in Georgia's accommodation & food services sector, having originated 42 loans totaling $66.1M. The median rate for accommodation & food services acquisitions in Georgia is Prime + 1.50%, compared to the statewide median of Prime + 2.19%.
The 10-year cumulative default rate for this niche is 0.8%, which is below the state average of 1.7% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in accommodation & food services in Georgia?
8 SBA 7(a) lenders have originated accommodation & food services acquisition loans in Georgia, with a combined 42 loans.
What rate can I expect for a accommodation & food services acquisition in Georgia?
The median rate is Prime + 1.50% (Prime + spread). This compares to a statewide median of Prime + 2.19%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for accommodation & food services SBA loans in Georgia?
The 10-year cumulative default rate is 0.8%, compared to a statewide average of 1.7%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.