Top SBA Lenders in Georgia for Retail Trade
4 SBA 7(a) lenders active in Georgia's retail trade sector.
Lenders
19 loans
Total Volume
Median Rate
State avg: Prime + 2.19%
Default Rate
State avg: 1.7%
Top Retail Trade Lenders in Georgia
Rate Distribution (Retail Trade in Georgia)
All Retail Trade Lenders in Georgia
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 10 | $46.2M | P+1.25% | 0.6% |
| 2 | Southwestern National Bank | 3 | $4.1M | P+1.25% | 0.0% |
| 3 | Wallis Bank | 3 | $3.0M | P+1.50% | 1.3% |
| 4 | Oconee State Bank | 3 | $1.7M | P+2.50% | 0.0% |
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Customize your search →Retail Trade SBA Lending in Georgia
4 SBA 7(a) lenders are active in Georgia's retail trade sector, having originated 19 loans totaling $55.0M. The median rate for retail trade acquisitions in Georgia is Prime + 1.38%, compared to the statewide median of Prime + 2.19%.
The 10-year cumulative default rate for this niche is 0.9%, which is below the state average of 1.7% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in retail trade in Georgia?
4 SBA 7(a) lenders have originated retail trade acquisition loans in Georgia, with a combined 19 loans.
What rate can I expect for a retail trade acquisition in Georgia?
The median rate is Prime + 1.38% (Prime + spread). This compares to a statewide median of Prime + 2.19%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for retail trade SBA loans in Georgia?
The 10-year cumulative default rate is 0.9%, compared to a statewide average of 1.7%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.