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Community bank founded in 1975 in Fitzgerald, Georgia, offering full-service personal and business banking, loans, mortgages, insurance, and digital banking across Georgia, Alabama, and Florida locations.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$845K
Average
$1.1M
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
2
loans
$495K
avg. amount
Limited-Service Restaurants
2
loans
$495K
avg
Janitorial Services
2
loans
$1.4M
avg. amount
Janitorial Services
2
loans
$1.4M
avg
Full-Service Restaurants
2
loans
$1.5M
avg. amount
Full-Service Restaurants
2
loans
$1.5M
avg
Offices of Chiropractors
2
loans
$200K
avg. amount
Offices of Chiropractors
2
loans
$200K
avg
Painting and Wall Covering Contractors
1
loans
$1.0M
avg. amount
Painting and Wall Covering Contractors
1
loans
$1.0M
avg
Electronics and Appliance Retailers
1
loans
$1.3M
avg. amount
Electronics and Appliance Retailers
1
loans
$1.3M
avg
Offices of Dentists
1
loans
$296K
avg. amount
Offices of Dentists
1
loans
$296K
avg
Fitness and Recreational Sports Centers
1
loans
$232K
avg. amount
Fitness and Recreational Sports Centers
1
loans
$232K
avg
Musical Instrument and Supplies Retailers
1
loans
$651K
avg. amount
Musical Instrument and Supplies Retailers
1
loans
$651K
avg
Used Car Dealers
1
loans
$4.8M
avg. amount
Used Car Dealers
1
loans
$4.8M
avg
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.81% |
| $500K-$1M | Prime + 2.78% |
| $1M-$2M | Prime + 2.94% |
| $2M-$3M | Prime + 3.00% |
| $3M-$4M | Prime + 1.75% |
| $4M-$5M | Prime + 2.00% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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