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Community bank founded in 1975 in Fitzgerald, Georgia, offering full-service personal and business banking, loans, mortgages, insurance, and digital banking across Georgia, Alabama, and Florida locations.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$641K
Average
$984K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
5
loans
$1.6M
avg. amount
Full-Service Restaurants
Loans
5
Avg. Amount
$1.6M
Tax Preparation Services
4
loans
$371K
avg. amount
Tax Preparation Services
Loans
4
Avg. Amount
$371K
Offices of Chiropractors
3
loans
$201K
avg. amount
Offices of Chiropractors
Loans
3
Avg. Amount
$201K
Limited-Service Restaurants
2
loans
$495K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$495K
Janitorial Services
2
loans
$1.4M
avg. amount
Janitorial Services
Loans
2
Avg. Amount
$1.4M
Advertising Material Distribution Services
2
loans
$208K
avg. amount
Advertising Material Distribution Services
Loans
2
Avg. Amount
$208K
Offices of Dentists
2
loans
$296K
avg. amount
Offices of Dentists
Loans
2
Avg. Amount
$296K
Home Health Care Services
1
loans
$938K
avg. amount
Home Health Care Services
Loans
1
Avg. Amount
$938K
Locksmiths
1
loans
$227K
avg. amount
Locksmiths
Loans
1
Avg. Amount
$227K
Gasoline Stations with Convenience Stores
1
loans
$3.4M
avg. amount
Gasoline Stations with Convenience Stores
Loans
1
Avg. Amount
$3.4M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.91% |
| $500K-$1M | Prime + 2.78% |
| $1M-$2M | Prime + 3.07% |
| $2M-$3M | Prime + 3.00% |
| $3M-$4M | Prime + 1.75% |
| $4M-$5M | Prime + 2.00% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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