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US Metro Bank is a California-chartered, full-service commercial bank headquartered in Garden Grove that provides deposit and loan products including checking, savings, certificates of deposit, and commercial lending services to executives, professionals, and small- to medium-sized businesses.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
rapid growth from minimal
As Of December 31, 2025
Median
$2.3M
Average
$2.5M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Hotels (except Casino Hotels) and Motels
20
loans
$2.8M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
20
Avg. Amount
$2.8M
Gasoline Stations with Convenience Stores
6
loans
$3.4M
avg. amount
Gasoline Stations with Convenience Stores
Loans
6
Avg. Amount
$3.4M
Beer, Wine, and Liquor Retailers
4
loans
$2.2M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
4
Avg. Amount
$2.2M
Assisted Living Facilities for the Elderly
2
loans
$1.6M
avg. amount
Assisted Living Facilities for the Elderly
Loans
2
Avg. Amount
$1.6M
Limited-Service Restaurants
1
loans
$330K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$330K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$721K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$721K
Full-Service Restaurants
1
loans
$378K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$378K
Materials Recovery Facilities
1
loans
$1.9M
avg. amount
Materials Recovery Facilities
Loans
1
Avg. Amount
$1.9M
Tax Preparation Services
1
loans
$720K
avg. amount
Tax Preparation Services
Loans
1
Avg. Amount
$720K
General Automotive Repair
1
loans
$2.7M
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$2.7M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.81% |
| $500K-$1M | Prime + 1.88% |
| $1M-$2M | Prime + 1.38% |
| $2M-$3M | Prime + 1.33% |
| $3M-$4M | Prime + 1.46% |
| $4M-$5M | Prime + 1.29% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)