Top SBA Lenders in Texas for Retail Trade
8 SBA 7(a) lenders active in Texas's retail trade sector.
Lenders
30 loans
Total Volume
Median Rate
State avg: Prime + 2.00%
Default Rate
State avg: 1.8%
Top Retail Trade Lenders in Texas
Rate Distribution (Retail Trade in Texas)
All Retail Trade Lenders in Texas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | HomeTrust Bank | 6 | $7.8M | P+1.75% | 3.6% |
| 2 | Comerica Bank | 4 | $3.0M | P+0.00% | 0.0% |
| 3 | First Financial Bank | 4 | $4.6M | P+2.13% | 7.1% |
| 4 | Hanmi Bank | 4 | $4.0M | P+1.75% | 0.7% |
| 5 | VelocitySBA, LLC | 3 | $1.5M | P+3.00% | 2.4% |
| 6 | Celtic Bank Corporation | 3 | $2.5M | P+2.50% | 1.0% |
| 7 | Cadence Bank | 3 | $1.3M | P+2.63% | 2.3% |
| 8 | Live Oak Bank | 3 | $3.0M | P+1.50% | 0.8% |
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Customize your search →Retail Trade SBA Lending in Texas
8 SBA 7(a) lenders are active in Texas's retail trade sector, having originated 30 loans totaling $27.7M. The median rate for retail trade acquisitions in Texas is Prime + 2.13%, compared to the statewide median of Prime + 2.00%.
The 10-year cumulative default rate for this niche is 2.3%, which is above the state average of 1.8%.
Frequently Asked Questions
How many SBA lenders specialize in retail trade in Texas?
8 SBA 7(a) lenders have originated retail trade acquisition loans in Texas, with a combined 30 loans.
What rate can I expect for a retail trade acquisition in Texas?
The median rate is Prime + 2.13% (Prime + spread). This compares to a statewide median of Prime + 2.00%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for retail trade SBA loans in Texas?
The 10-year cumulative default rate is 2.3%, compared to a statewide average of 1.8%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.