Top SBA Lenders in Texas for Wholesale Trade
3 SBA 7(a) lenders active in Texas's wholesale trade sector.
Lenders
10 loans
Total Volume
Median Rate
State avg: Prime + 2.00%
Default Rate
State avg: 1.8%
Top Wholesale Trade Lenders in Texas
Rate Distribution (Wholesale Trade in Texas)
All Wholesale Trade Lenders in Texas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Comerica Bank | 4 | $10.6M | P+0.00% | 0.0% |
| 2 | Byline Bank | 3 | $14.6M | P+2.75% | 1.6% |
| 3 | Live Oak Bank | 3 | $13.7M | P+1.50% | 0.8% |
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Customize your search →Wholesale Trade SBA Lending in Texas
3 SBA 7(a) lenders are active in Texas's wholesale trade sector, having originated 10 loans totaling $38.8M. The median rate for wholesale trade acquisitions in Texas is Prime + 2.13%, compared to the statewide median of Prime + 2.00%.
The 10-year cumulative default rate for this niche is 1.2%, which is below the state average of 1.8% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in wholesale trade in Texas?
3 SBA 7(a) lenders have originated wholesale trade acquisition loans in Texas, with a combined 10 loans.
What rate can I expect for a wholesale trade acquisition in Texas?
The median rate is Prime + 2.13% (Prime + spread). This compares to a statewide median of Prime + 2.00%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for wholesale trade SBA loans in Texas?
The 10-year cumulative default rate is 1.2%, compared to a statewide average of 1.8%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.