Top SBA Lenders in Florida for Wholesale Trade
5 SBA 7(a) lenders active in Florida's wholesale trade sector.
Lenders
22 loans
Total Volume
Median Rate
State avg: Prime + 2.50%
Default Rate
State avg: 1.7%
Top Wholesale Trade Lenders in Florida
Rate Distribution (Wholesale Trade in Florida)
All Wholesale Trade Lenders in Florida
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | First Internet Bank of Indiana | 6 | $15.1M | P+2.75% | 1.6% |
| 2 | Live Oak Bank | 5 | $19.4M | P+1.50% | 0.8% |
| 3 | DFCU Financial | 4 | $9.6M | P+2.50% | 2.0% |
| 4 | United Community Bank | 4 | $1.3M | P+2.00% | 1.5% |
| 5 | Meridian Bank | 3 | $3.8M | P+2.25% | 2.7% |
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Customize your search →Wholesale Trade SBA Lending in Florida
5 SBA 7(a) lenders are active in Florida's wholesale trade sector, having originated 22 loans totaling $49.2M. The median rate for wholesale trade acquisitions in Florida is Prime + 2.25%, compared to the statewide median of Prime + 2.50%.
The 10-year cumulative default rate for this niche is 1.6%, which is below the state average of 1.7% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in wholesale trade in Florida?
5 SBA 7(a) lenders have originated wholesale trade acquisition loans in Florida, with a combined 22 loans.
What rate can I expect for a wholesale trade acquisition in Florida?
The median rate is Prime + 2.25% (Prime + spread). This compares to a statewide median of Prime + 2.50%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for wholesale trade SBA loans in Florida?
The 10-year cumulative default rate is 1.6%, compared to a statewide average of 1.7%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.