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Plains State Bank specializes in serving small business owners throughout Texas, providing personal, professional banking experiences with strengths in business lending, lending innovation, flexible banking options, and technology solutions.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$2.8M
Average
$2.5M
Sweet Spot
$4M-$5M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
3
loans
$2.9M
avg. amount
Gasoline Stations with Convenience Stores
3
loans
$2.9M
avg
Hotels (except Casino Hotels) and Motels
2
loans
$3.0M
avg. amount
Hotels (except Casino Hotels) and Motels
2
loans
$3.0M
avg
Child Care Services
2
loans
$4.3M
avg. amount
Child Care Services
2
loans
$4.3M
avg
Limited-Service Restaurants
1
loans
$249K
avg. amount
Limited-Service Restaurants
1
loans
$249K
avg
Other Services to Buildings and Dwellings
1
loans
$1.2M
avg. amount
Other Services to Buildings and Dwellings
1
loans
$1.2M
avg
Residential Remodelers
1
loans
$300K
avg. amount
Residential Remodelers
1
loans
$300K
avg
10-Year Default Rate
2.1%
Percentile Ranking
89th
89th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 1.63% |
| $3M-$4M | Prime + 1.50% |
| $4M-$5M | Prime + 1.00% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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