Top SBA Lenders in Washington for Retail Trade
6 SBA 7(a) lenders active in Washington's retail trade sector.
Lenders
35 loans
Total Volume
Median Rate
State avg: Prime + 2.00%
Default Rate
State avg: 1.5%
Top Retail Trade Lenders in Washington
Loans
8
Rate
P+2.00%
0.5%
Small Business Administration (SBA) data only — profile coming soon
Rate Distribution (Retail Trade in Washington)
All Retail Trade Lenders in Washington
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Hanmi Bank | 11 | $8.9M | P+1.75% | 1.0% |
| 2 | Readycap Lending, LLC | 8 | $14.1M | P+2.00% | 0.5% |
| 3 | PCB Bank | 5 | $5.2M | P+1.50% | 0.8% |
| 4 | East West Bank | 4 | $1.3M | P+2.00% | 0.0% |
| 5 | Mountain Pacific Bank | 4 | $10.1M | P+1.25% | 1.2% |
| 6 | Live Oak Bank | 3 | $3.3M | P+1.50% | 0.8% |
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Customize your search →Retail Trade SBA Lending in Washington
6 SBA 7(a) lenders are active in Washington's retail trade sector, having originated 35 loans totaling $43.0M. The median rate for retail trade acquisitions in Washington is Prime + 1.63%, compared to the statewide median of Prime + 2.00%.
The 10-year cumulative default rate for this niche is 0.8%, which is below the state average of 1.5% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in retail trade in Washington?
6 SBA 7(a) lenders have originated retail trade acquisition loans in Washington, with a combined 35 loans.
What rate can I expect for a retail trade acquisition in Washington?
The median rate is Prime + 1.63% (Prime + spread). This compares to a statewide median of Prime + 2.00%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for retail trade SBA loans in Washington?
The 10-year cumulative default rate is 0.8%, compared to a statewide average of 1.5%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.