Mountain Pacific Bank
Mountain Pacific Bank is community-focused financial institution serving business and personal banking needs across King, Skagit, Whatcom, and Snohomish Counties. Offers customized lending solutions, mobile branch services, merchant services, and convenient digital banking options.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (34 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Mountain Pacific Bank ranks #71 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Mountain Pacific Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 9 loans, 26.5% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 11.8% | |
| $500K-$1M | 9 | 26.5% | |
| $1M-$2M | 7 | 20.6% | |
| $2M-$3M | 4 | 11.8% | |
| $3M-$4M | 2 | 5.9% | |
| $4M-$5M | 8 | 23.5% |
Industries with highest loan volume
Gasoline Stations with Convenience Stores
10
loans
$4.0M
avg. amount
Convenience Retailers
4
loans
$1.6M
avg. amount
Assisted Living Facilities for the Elderly
3
loans
$911K
avg. amount
Hotels (except Casino Hotels) and Motels
2
loans
$2.0M
avg. amount
Drinking Places (Alcoholic Beverages)
1
loans
$773K
avg. amount
Full-Service Restaurants
1
loans
$348K
avg. amount
Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers
1
loans
$803K
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
1
loans
$250K
avg. amount
Nursing Care Facilities (Skilled Nursing Facilities)
1
loans
$1.1M
avg. amount
Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers
1
loans
$2.4M
avg. amount
10-Year
2.2%
Percentile Ranking
89th
89th percentile
Mountain Pacific Bank’s median variable rate is + 1.50%, against a market median of Prime + 1.88%, 38 below market.
It priced below the market median in 7 of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.19% |
| $500K-$1M | Prime + 1.97% |
| $1M-$2M | Prime + 1.71% |
| $2M-$3M | Prime + 1.31% |
| $3M-$4M | Prime + 1.00% |
| $4M-$5M | Prime + 1.44% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '21 | Prime + 1.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 5 |
| Q2 '23 | Prime + 1.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q3 '24 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 7 |
| Q1 '25 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 5 |
| Q2 '25 | Prime + 1.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q3 '25 | Prime + 1.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '25 | Prime + 1.50% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 3 |
| Q1 '26 | Prime + 1.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
Mountain Pacific Bank has originated 7(a) acquisition loans in 3 states, most actively in Washington (25), Oregon (6) and Alaska (3). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Washington | 25 | 73.5% |
| Oregon | 6 | 17.6% |
| Alaska | 3 | 8.8% |
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