Renasant Bank
Renasant Bank is a regional financial institution based in Tupelo, MS, providing consumer and commercial banking, mortgage services, and wealth management across the Southeast. Founded in 1904 as The Peoples Bank and Trust Company, the bank operates approximately 195 locations and manages $17.4 billion in assets.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (30 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Renasant Bank ranks #122 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Renasant Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 10 loans, 33.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 6 | 20.0% | |
| $500K-$1M | 9 | 30.0% | |
| $1M-$2M | 10 | 33.3% | |
| $2M-$3M | 2 | 6.7% | |
| $3M-$4M | 2 | 6.7% | |
| $4M-$5M | 1 | 3.3% |
Industries with highest loan volume
Full-Service Restaurants
4
loans
$790K
avg. amount
Broilers and Other Meat Type Chicken Production
3
loans
$2.0M
avg. amount
Fitness and Recreational Sports Centers
2
loans
$586K
avg. amount
Chicken Egg Production
2
loans
$1.3M
avg. amount
Private Mail Centers
2
loans
$442K
avg. amount
Commercial and Institutional Building Construction
1
loans
$1.9M
avg. amount
Septic Tank and Related Services
1
loans
$837K
avg. amount
Outdoor Power Equipment Retailers
1
loans
$1.4M
avg. amount
Exterminating and Pest Control Services
1
loans
$3.4M
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$500K
avg. amount
10-Year
0.9%
Percentile Ranking
84th
84th percentile
Renasant Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 3 of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.21% |
| $500K-$1M | Prime + 2.31% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 2.13% |
| $3M-$4M | Prime + 2.25% |
| $4M-$5M | Prime + 2.75% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '19 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q4 '19 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q3 '20 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 6 |
| Q4 '20 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q1 '21 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 8 |
| Q3 '21 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 5 |
| Q4 '23 | Prime + 2.25% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 4 |
| Q2 '25 | Prime + 2.25% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
Renasant Bank has originated 7(a) acquisition loans in 5 states, most actively in Georgia (18), Tennessee (5) and Alabama (3). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Georgia | 18 | 60.0% |
| Tennessee | 5 | 16.7% |
| Alabama | 3 | 10.0% |
| Florida | 3 | 10.0% |
| Kentucky | 1 | 3.3% |
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