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HomeTrust Bank is a community-focused financial institution founded in 1926, headquartered in Asheville, NC, with over 30 branches across North Carolina, South Carolina, Georgia, and Tennessee. As part of HomeTrust Bancshares, Inc., the bank manages $4.6 billion in assets and is committed to providing value-added relationship banking services to individuals, businesses, and communities.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$713K
Average
$886K
Sweet Spot
$0-$500K
Industries with highest loan volume
Child Care Services
3
loans
$881K
avg. amount
Child Care Services
Loans
3
Avg. Amount
$881K
Pet and Pet Supplies Retailers
2
loans
$355K
avg. amount
Pet and Pet Supplies Retailers
Loans
2
Avg. Amount
$355K
Snack and Nonalcoholic Beverage Bars
2
loans
$587K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
2
Avg. Amount
$587K
Packaging and Labeling Services
1
loans
$940K
avg. amount
Packaging and Labeling Services
Loans
1
Avg. Amount
$940K
Hotels (except Casino Hotels) and Motels
1
loans
$3.8M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$3.8M
Florists
1
loans
$184K
avg. amount
Florists
Loans
1
Avg. Amount
$184K
All Other Professional, Scientific, and Technical Services
1
loans
$1.9M
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$1.9M
Home Health Care Services
1
loans
$799K
avg. amount
Home Health Care Services
Loans
1
Avg. Amount
$799K
Electronics and Appliance Retailers
1
loans
$419K
avg. amount
Electronics and Appliance Retailers
Loans
1
Avg. Amount
$419K
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$500K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$500K
10-Year Default Rate
3.3%
Percentile Ranking
93th
93th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.52% |
| $500K-$1M | Prime + 1.94% |
| $1M-$2M | Prime + 2.50% |
| $3M-$4M | Prime + 1.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)