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American Continental Bank is an FDIC-insured overseas Chinese bank specializing in banking products for small and mid-sized businesses, particularly in manufacturing. Operating as SBA Preferred Lender with 24-hour telephone service emphasizing customer satisfaction.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$448K
Average
$626K
Sweet Spot
$0-$500K
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
39
loans
$533K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
39
Avg. Amount
$533K
Full-Service Restaurants
16
loans
$761K
avg. amount
Full-Service Restaurants
Loans
16
Avg. Amount
$761K
Convenience Retailers
9
loans
$529K
avg. amount
Convenience Retailers
Loans
9
Avg. Amount
$529K
Coin-Operated Laundries and Drycleaners
3
loans
$395K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
3
Avg. Amount
$395K
Gasoline Stations with Convenience Stores
3
loans
$1.2M
avg. amount
Gasoline Stations with Convenience Stores
Loans
3
Avg. Amount
$1.2M
Private Mail Centers
2
loans
$182K
avg. amount
Private Mail Centers
Loans
2
Avg. Amount
$182K
Limited-Service Restaurants
2
loans
$140K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$140K
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$455K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
1
Avg. Amount
$455K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$500K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$500K
Automotive Glass Replacement Shops
1
loans
$1.0M
avg. amount
Automotive Glass Replacement Shops
Loans
1
Avg. Amount
$1.0M
10-Year Default Rate
0.8%
Percentile Ranking
85th
85th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $500K-$1M | Prime + 1.80% |
| $1M-$2M | Prime + 1.28% |
| $2M-$3M | Prime + 1.25% |
| $4M-$5M | Prime + 1.00% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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