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American Continental Bank is an FDIC-insured overseas Chinese bank specializing in banking products for small and mid-sized businesses, particularly in manufacturing. Operating as SBA Preferred Lender with 24-hour telephone service emphasizing customer satisfaction.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$500K
Average
$727K
Sweet Spot
$0-$500K
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
20
loans
$624K
avg. amount
Beer, Wine, and Liquor Retailers
20
loans
$624K
avg
Full-Service Restaurants
11
loans
$911K
avg. amount
Full-Service Restaurants
11
loans
$911K
avg
Convenience Retailers
8
loans
$534K
avg. amount
Convenience Retailers
8
loans
$534K
avg
Gasoline Stations with Convenience Stores
3
loans
$1.2M
avg. amount
Gasoline Stations with Convenience Stores
3
loans
$1.2M
avg
Private Mail Centers
2
loans
$182K
avg. amount
Private Mail Centers
2
loans
$182K
avg
Coin-Operated Laundries and Drycleaners
2
loans
$373K
avg. amount
Coin-Operated Laundries and Drycleaners
2
loans
$373K
avg
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$455K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$455K
avg
Limited-Service Restaurants
1
loans
$140K
avg. amount
Limited-Service Restaurants
1
loans
$140K
avg
Automotive Glass Replacement Shops
1
loans
$1.0M
avg. amount
Automotive Glass Replacement Shops
1
loans
$1.0M
avg
Clothing and Clothing Accessories Merchant Wholesalers
1
loans
$250K
avg. amount
Clothing and Clothing Accessories Merchant Wholesalers
1
loans
$250K
avg
10-Year Default Rate
1.0%
Percentile Ranking
86th
86th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.04% |
| $500K-$1M | Prime + 1.87% |
| $1M-$2M | Prime + 1.28% |
| $2M-$3M | Prime + 1.50% |
| $4M-$5M | Prime + 1.00% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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