First United Bank and Trust Company
First United Bank and Trust Company is a major financial institution headquartered in Durant, Oklahoma, controlling $13 billion in combined assets with 85 locations throughout Oklahoma and Texas. The bank provides personal and commercial banking, investment management, insurance, and mortgage products.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through March 31, 2026 across the trailing 3 years (25 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
First United Bank and Trust Company ranks #133 of 585 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of First United Bank and Trust Company’s 7(a) acquisition lending falls in the $0-$500K range: 10 loans, 40.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 10 | 40.0% | |
| $500K-$1M | 7 | 28.0% | |
| $1M-$2M | 6 | 24.0% | |
| $3M-$4M | 2 | 8.0% |
Industries with highest loan volume
Full-Service Restaurants
6
loans
$373K
avg. amount
Sign Manufacturing
3
loans
$900K
avg. amount
Motor Vehicle Towing
2
loans
$481K
avg. amount
Limited-Service Restaurants
2
loans
$2.5M
avg. amount
General Automotive Repair
2
loans
$1.1M
avg. amount
Offices of Certified Public Accountants
1
loans
$973K
avg. amount
Other Building Material Dealers
1
loans
$1.6M
avg. amount
Cemeteries and Crematories
1
loans
$1.3M
avg. amount
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
1
loans
$3.5M
avg. amount
Other Building Finishing Contractors
1
loans
$1.3M
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
First United Bank and Trust Company’s median variable rate is + 1.75%, against a market median of Prime + 2.00%, 25 below market.
1 of the 25 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.20% |
| $500K-$1M | Prime + 1.68% |
| $1M-$2M | Prime + 1.10% |
| $3M-$4M | Prime + 1.25% |
over at time of loan origination
First United Bank and Trust Company has originated 7(a) acquisition loans in 2 states, most actively in Texas (16) and Oklahoma (9). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Texas | 16 | 64.0% |
| Oklahoma | 9 | 36.0% |
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