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UMB Financial Corporation is a comprehensive financial services provider operating across eight states with commercial banking, personal banking, and institutional banking divisions. The institution delivers comprehensive banking services and asset management with a focus on customized solutions and community commitment. Bank deposit products are Member FDIC insured.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$659K
Average
$1.1M
Sweet Spot
$0-$500K
Industries with highest loan volume
Offices of Dentists
4
loans
$596K
avg. amount
Offices of Dentists
Loans
4
Avg. Amount
$596K
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.7M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
2
Avg. Amount
$1.7M
General Automotive Repair
2
loans
$2.2M
avg. amount
General Automotive Repair
Loans
2
Avg. Amount
$2.2M
Residential Property Managers
2
loans
$793K
avg. amount
Residential Property Managers
Loans
2
Avg. Amount
$793K
Limited-Service Restaurants
2
loans
$684K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$684K
Advertising Agencies
1
loans
$495K
avg. amount
Advertising Agencies
Loans
1
Avg. Amount
$495K
Tire Dealers
1
loans
$658K
avg. amount
Tire Dealers
Loans
1
Avg. Amount
$658K
Department Stores
1
loans
$374K
avg. amount
Department Stores
Loans
1
Avg. Amount
$374K
Commercial Printing (except Screen and Books)
1
loans
$1.3M
avg. amount
Commercial Printing (except Screen and Books)
Loans
1
Avg. Amount
$1.3M
Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers
1
loans
$2.5M
avg. amount
Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers
Loans
1
Avg. Amount
$2.5M
10-Year Default Rate
1.0%
Percentile Ranking
86th
86th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.74% |
| $500K-$1M | Prime + 0.56% |
| $1M-$2M | Prime + 0.00% |
| $2M-$3M | Prime + 0.00% |
| $4M-$5M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)