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UMB Financial Corporation is a comprehensive financial services provider operating across eight states with commercial banking, personal banking, and institutional banking divisions. The institution delivers comprehensive banking services and asset management with a focus on customized solutions and community commitment. Bank deposit products are Member FDIC insured.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$658K
Average
$1.0M
Sweet Spot
$0-$500K
Industries with highest loan volume
Offices of Dentists
4
loans
$596K
avg. amount
Offices of Dentists
4
loans
$596K
avg
Residential Property Managers
2
loans
$793K
avg. amount
Residential Property Managers
2
loans
$793K
avg
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.7M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.7M
avg
Department Stores
2
loans
$355K
avg. amount
Department Stores
2
loans
$355K
avg
Limited-Service Restaurants
2
loans
$684K
avg. amount
Limited-Service Restaurants
2
loans
$684K
avg
General Automotive Repair
2
loans
$2.2M
avg. amount
General Automotive Repair
2
loans
$2.2M
avg
Offices of Certified Public Accountants
2
loans
$1.6M
avg. amount
Offices of Certified Public Accountants
2
loans
$1.6M
avg
Service Establishment Equipment and Supplies Merchant Wholesalers
1
loans
$250K
avg. amount
Service Establishment Equipment and Supplies Merchant Wholesalers
1
loans
$250K
avg
General Freight Trucking, Local
1
loans
$1.1M
avg. amount
General Freight Trucking, Local
1
loans
$1.1M
avg
Commercial and Institutional Building Construction
1
loans
$435K
avg. amount
Commercial and Institutional Building Construction
1
loans
$435K
avg
10-Year Default Rate
1.0%
Percentile Ranking
85th
85th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.80% |
| $500K-$1M | Prime + 0.54% |
| $1M-$2M | Prime + 0.00% |
| $2M-$3M | Prime + 1.00% |
| $4M-$5M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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