Top SBA Acquisition Lenders in Idaho
21 active SBA 7(a) lenders in Idaho, ranked by acquisition loan count.
Lenders
in Idaho
Total Volume
Median Rate
Median Loan Size
Top Lenders in Idaho
Lending by Industry in Idaho
Covers the 29 of 70 Idaho loans that the FOIA dataset reports at the state and industry level.
Top 21 Lenders in Idaho
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 9 | $5.4M | P+0.70% | 1.1% |
| 2 | Glacier Bank | 7 | $3.4M | P+0.50% | 0.5% |
| 3 | The Huntington National Bank | 7 | $9.8M | P+2.25% | 1.5% |
| 4 | Idaho Central CU | 6 | $5.2M | P+2.50% | 0.0% |
| 5 | First Savings Bank | 4 | $6.1M | P+2.75% | 4.1% |
| 6 | Southwestern National Bank | 4 | $5.3M | P+1.25% | 0.0% |
| 7 | Numerica CU | 4 | $2.0M | P+1.00% | 0.0% |
| 8 | U.S. Bank, National Association | 3 | $4.1M | P+0.74% | 2.4% |
| 9 | First Merchants Bank | 3 | $3.5M | P+2.75% | 3.2% |
| 10 | RiverBank | 3 | $2.2M | P+2.00% | 0.0% |
| 11 | Merchants Bank of Indiana | 3 | $1.6M | P+2.00% | 0.0% |
| 12 | Live Oak Bank | 3 | $15.0M | P+1.50% | 0.8% |
| 13 | Washington Trust Bank | 2 | $4.0M | P+0.63% | 0.0% |
| 14 | Celtic Bank Corporation | 2 | $3.1M | P+2.50% | 1.7% |
| 15 | America First FCU | 2 | $4.9M | P+0.50% | 0.0% |
| 16 | Idaho First Bank | 2 | $1.4M | P+2.00% | 0.0% |
| 17 | Banesco USA | 2 | $3.1M | P+2.75% | 0.0% |
| 18 | BankVista | 1 | $119K | P+2.00% | 4.4% |
| 19 | Community Banks of Colorado, A Division of | 1 | $5.0M | P+1.25% | 3.5% |
| 20 | Idaho Trust Bank | 1 | $475K | P+1.50% | 0.0% |
| 21 | MISSINGMAINBANKID | 1 | $5.0M | P+2.07% | 1.7% |
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Customize your search →SBA 7(a) Lending in Idaho
Idaho has 21 active SBA 7(a) acquisition lenders that have originated a combined 70 loans totaling $90.6M in volume. The median acquisition loan size in Idaho is $1035K, with a median interest rate of Prime + 2.00% (Prime + spread).
When evaluating SBA lenders in Idaho, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
Frequently Asked Questions
How many SBA 7(a) lenders are active in Idaho?
There are currently 21 active SBA 7(a) lenders in Idaho based on FOIA lending data. These lenders have originated 70 acquisition loans.
What is the typical SBA loan rate in Idaho?
The median SBA 7(a) acquisition loan rate in Idaho is Prime + 2.00% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
What is a PLP lender?
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.