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20 active SBA 7(a) lenders in Idaho, ranked by loan volume.
Lenders
in Idaho
Total Volume
Median Rate
Median Loan Size
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 9 | $5.4M | P+0.70% | 1.1% |
| 2 | The Huntington National Bank | 7 | $9.8M | P+2.25% | 1.5% |
| 3 | Glacier Bank | 7 | $3.4M | P+0.50% | 0.5% |
| 4 | Idaho Central CU | 6 | $5.2M | P+2.50% | 0.0% |
| 5 | Numerica CU | 4 | $2.0M | P+1.00% | 0.0% |
| 6 | Southwestern National Bank | 4 | $5.3M | P+1.25% | 0.0% |
| 7 | First Savings Bank | 4 | $6.1M | P+2.75% | 4.1% |
| 8 | Live Oak Bank | 3 | $15.0M | P+1.50% | 0.8% |
| 9 | RiverBank | 3 | $2.2M | P+2.00% | 0.0% |
| 10 | U.S. Bank, National Association | 3 | $4.1M | P+0.74% | 2.4% |
| 11 | Merchants Bank of Indiana | 3 | $1.6M | P+2.00% | 0.0% |
| 12 | Celtic Bank Corporation | 2 | $3.1M | P+2.50% | 1.7% |
| 13 | Washington Trust Bank | 2 | $4.0M | P+0.63% | 0.0% |
| 14 | Banesco USA | 2 | $3.1M | P+2.75% | 0.0% |
| 15 | America First FCU | 2 | $4.9M | P+0.50% | 0.0% |
| 16 | Idaho First Bank | 2 | $1.4M | P+2.00% | 0.0% |
| 17 | Idaho Trust Bank | 1 | $475K | P+1.50% | 0.0% |
| 18 | BankVista | 1 | $119K | P+2.00% | 4.4% |
| 19 | MISSINGMAINBANKID | 1 | $5.0M | P+1.50% | 1.4% |
| 20 | Community Banks of Colorado, A Division of | 1 | $5.0M | P+1.25% | 3.5% |
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Customize your search →Idaho has 20 active SBA 7(a) acquisition lenders that have originated a combined 67 loans totaling $87.1M in volume. The median acquisition loan size in Idaho is $1159K, with a median interest rate of Prime + 1.50% (Prime + spread).
When evaluating SBA lenders in Idaho, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
There are currently 20 active SBA 7(a) lenders in Idaho based on FOIA lending data. These lenders have originated 67 acquisition loans.
The median SBA 7(a) acquisition loan rate in Idaho is Prime + 1.50% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.