Idaho Central CU
Idaho Central Credit Union (ICCU) is the largest credit union in Idaho, headquartered in Chubbuck with over 52 locations throughout the western United States. Since 1940, ICCU has served its mission to help members achieve financial success, offering full-service banking, lending, and investment planning services to over 700,000 members with assets exceeding $12 billion.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (24 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Idaho Central CU ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Idaho Central CU’s 7(a) acquisition lending falls in the $0-$500K range: 9 loans, 37.5% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 9 | 37.5% | |
| $500K-$1M | 8 | 33.3% | |
| $1M-$2M | 5 | 20.8% | |
| $3M-$4M | 1 | 4.2% | |
| $4M-$5M | 1 | 4.2% |
Industries with highest loan volume
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$480K
avg. amount
Beauty Salons
2
loans
$948K
avg. amount
Sporting Goods Retailers
2
loans
$875K
avg. amount
All Other Miscellaneous Retailers
1
loans
$270K
avg. amount
General Automotive Repair
1
loans
$1.3M
avg. amount
Other Snack Food Manufacturing
1
loans
$75K
avg. amount
Food (Health) Supplement Retailers
1
loans
$835K
avg. amount
Other Scientific and Technical Consulting Services
1
loans
$1.4M
avg. amount
Flooring Contractors
1
loans
$1.6M
avg. amount
Furniture Retailers
1
loans
$457K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Idaho Central CU’s median variable rate is + 2.50%, against a market median of Prime + 1.88%, 63 above market.
It priced below the market median in 0 of the last 5 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.56% |
| $500K-$1M | Prime + 2.38% |
| $1M-$2M | Prime + 2.50% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 2.50% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '21 | Prime + 2.00% | Prime + 2.00% | Prime + 1.64% – Prime + 2.50% | 5 |
| Q1 '22 | Prime + 2.50% | Prime + 2.00% | Prime + 1.74% – Prime + 2.50% | 5 |
| Q1 '23 | Prime + 2.25% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 3 |
| Q4 '23 | Prime + 2.50% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 7 |
| Q2 '25 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
Idaho Central CU has originated 7(a) acquisition loans in 2 states, most actively in Idaho (20) and Washington (4). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Idaho | 20 | 83.3% |
| Washington | 4 | 16.7% |
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