Numerica CU
Numerica Credit Union is a member-owned financial institution founded in 1937 serving over 174,000 members across Spokane, Northern Idaho, Tri-Cities, and Wenatchee Valley. Headquartered in Spokane Valley, Washington, Numerica is the 6th largest credit union in Washington and offers a full range of financial products and services including checking, savings, mortgages, and business lending solutions.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (7 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Numerica CU ranks #245 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Numerica CU’s 7(a) acquisition lending falls in the $0-$500K range: 5 loans, 71.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 5 | 71.4% | |
| $500K-$1M | 2 | 28.6% |
Industries with highest loan volume
Other Personal Care Services
2
loans
$522K
avg. amount
Other Specialized Design Services
1
loans
$125K
avg. amount
Masonry Contractors
1
loans
$500K
avg. amount
Child Care Services
1
loans
$144K
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
1
loans
$498K
avg. amount
Unknown
1
loans
$675K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Numerica CU’s median variable rate is + 1.63%, against a market median of Prime + 1.88%, 25 below market.
It priced below the market median in 0 of the last 2 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.50% |
| $500K-$1M | Prime + 1.38% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q3 '22 | Prime + 2.00% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 3 |
| Q4 '22 | Prime + 2.00% | Prime + 1.75% | Prime + 1.00% – Prime + 2.00% | 3 |
Numerica CU has originated 7(a) acquisition loans in 3 states, most actively in Washington (4), Idaho (2) and Oregon (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Washington | 4 | 57.1% |
| Idaho | 2 | 28.6% |
| Oregon | 1 | 14.3% |
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