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America First Credit Union is one of the nation's largest credit unions with more than 130 locations and nearly one million members across Utah, Nevada, Idaho, and Arizona. Founded in 1939, the institution provides comprehensive personal and business banking services including savings and checking accounts, mortgages, auto loans, online banking, and investment options.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$978K
Average
$1.4M
Sweet Spot
$0-$500K
Industries with highest loan volume
Gasoline Stations with Convenience Stores
2
loans
$2.0M
avg. amount
Gasoline Stations with Convenience Stores
Loans
2
Avg. Amount
$2.0M
RV (Recreational Vehicle) Parks and Campgrounds
1
loans
$3.8M
avg. amount
RV (Recreational Vehicle) Parks and Campgrounds
Loans
1
Avg. Amount
$3.8M
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$1.3M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$1.3M
Automotive Glass Replacement Shops
1
loans
$583K
avg. amount
Automotive Glass Replacement Shops
Loans
1
Avg. Amount
$583K
Convenience Retailers
1
loans
$731K
avg. amount
Convenience Retailers
Loans
1
Avg. Amount
$731K
Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers
1
loans
$2.5M
avg. amount
Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers
Loans
1
Avg. Amount
$2.5M
Hotels (except Casino Hotels) and Motels
1
loans
$4.3M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$4.3M
Sporting Goods Retailers
1
loans
$306K
avg. amount
Sporting Goods Retailers
Loans
1
Avg. Amount
$306K
Landscaping Services
1
loans
$1.3M
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$1.3M
Car Washes
1
loans
$1.2M
avg. amount
Car Washes
Loans
1
Avg. Amount
$1.2M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.00% |
| $500K-$1M | Prime + 1.25% |
| $1M-$2M | Prime + 0.00% |
| $2M-$3M | Prime + 0.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)