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America First Credit Union is one of the nation's largest credit unions with more than 130 locations and nearly one million members across Utah, Nevada, Idaho, and Arizona. Founded in 1939, the institution provides comprehensive personal and business banking services including savings and checking accounts, mortgages, auto loans, online banking, and investment options.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$731K
Average
$1.3M
Sweet Spot
$0-$500K
Industries with highest loan volume
Tile and Terrazzo Contractors
3
loans
$496K
avg. amount
Tile and Terrazzo Contractors
Loans
3
Avg. Amount
$496K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
2
loans
$1.3M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
2
Avg. Amount
$1.3M
Convenience Retailers
2
loans
$731K
avg. amount
Convenience Retailers
Loans
2
Avg. Amount
$731K
Pet and Pet Supplies Retailers
1
loans
$142K
avg. amount
Pet and Pet Supplies Retailers
Loans
1
Avg. Amount
$142K
Other Chemical and Allied Products Merchant Wholesalers
1
loans
$247K
avg. amount
Other Chemical and Allied Products Merchant Wholesalers
Loans
1
Avg. Amount
$247K
All Other Specialty Trade Contractors
1
loans
$263K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$263K
Landscaping Services
1
loans
$1.3M
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$1.3M
Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers
1
loans
$2.5M
avg. amount
Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers
Loans
1
Avg. Amount
$2.5M
Assisted Living Facilities for the Elderly
1
loans
$3.5M
avg. amount
Assisted Living Facilities for the Elderly
Loans
1
Avg. Amount
$3.5M
Car Washes
1
loans
$1.2M
avg. amount
Car Washes
Loans
1
Avg. Amount
$1.2M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.88% |
| $500K-$1M | Prime + 1.25% |
| $1M-$2M | Prime + 0.00% |
| $2M-$3M | Prime + 0.50% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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