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BankVista is a Minnesota-based community bank founded in 2000, providing business and personal banking services across Sartell, Mankato, Chaska, and St. Cloud with online and mobile banking capabilities.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$378K
Average
$659K
Sweet Spot
$0-$500K
Industries with highest loan volume
Offices of Chiropractors
18
loans
$274K
avg. amount
Offices of Chiropractors
Loans
18
Avg. Amount
$274K
Couriers and Express Delivery Services
3
loans
$1.2M
avg. amount
Couriers and Express Delivery Services
Loans
3
Avg. Amount
$1.2M
Limited-Service Restaurants
3
loans
$646K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$646K
Plumbing, Heating, and Air-Conditioning Contractors
3
loans
$478K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
3
Avg. Amount
$478K
Full-Service Restaurants
2
loans
$451K
avg. amount
Full-Service Restaurants
Loans
2
Avg. Amount
$451K
Janitorial Services
2
loans
$395K
avg. amount
Janitorial Services
Loans
2
Avg. Amount
$395K
Wholesale Trade Agents and Brokers
2
loans
$516K
avg. amount
Wholesale Trade Agents and Brokers
Loans
2
Avg. Amount
$516K
Home Health Care Services
2
loans
$1.2M
avg. amount
Home Health Care Services
Loans
2
Avg. Amount
$1.2M
Other Building Equipment Contractors
1
loans
$534K
avg. amount
Other Building Equipment Contractors
Loans
1
Avg. Amount
$534K
Wood Kitchen Cabinet and Countertop Manufacturing
1
loans
$791K
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
Loans
1
Avg. Amount
$791K
10-Year Default Rate
4.4%
Percentile Ranking
95th
95th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.04% |
| $500K-$1M | Prime + 1.85% |
| $1M-$2M | Prime + 1.83% |
| $2M-$3M | Prime + 1.25% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
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