BankVista
BankVista is a Minnesota-based community bank founded in 2000, providing business and personal banking services across Sartell, Mankato, Chaska, and St. Cloud with online and mobile banking capabilities.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (58 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
BankVista ranks #49 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of BankVista’s 7(a) acquisition lending falls in the $0-$500K range: 35 loans, 60.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 35 | 60.3% | |
| $500K-$1M | 11 | 19.0% | |
| $1M-$2M | 7 | 12.1% | |
| $2M-$3M | 2 | 3.5% | |
| $3M-$4M | 2 | 3.5% | |
| $4M-$5M | 1 | 1.7% |
Industries with highest loan volume
Offices of Chiropractors
20
loans
$228K
avg. amount
Limited-Service Restaurants
3
loans
$646K
avg. amount
Couriers and Express Delivery Services
3
loans
$1.2M
avg. amount
Hardware Retailers
2
loans
$3.8M
avg. amount
Janitorial Services
2
loans
$395K
avg. amount
Home Health Care Services
2
loans
$1.2M
avg. amount
Other Management Consulting Services
1
loans
$274K
avg. amount
Commercial and Institutional Building Construction
1
loans
$1.4M
avg. amount
All Other Consumer Goods Rental
1
loans
$1.5M
avg. amount
All Other Miscellaneous Waste Management Services
1
loans
$312K
avg. amount
10-Year
4.2%
Percentile Ranking
94th
94th percentile
BankVista’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 4 of the last 8 quarters. 5 of the 58 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.03% |
| $500K-$1M | Prime + 1.86% |
| $1M-$2M | Prime + 1.71% |
| $2M-$3M | Prime + 1.25% |
| $3M-$4M | Prime + 1.20% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '21 | Prime + 1.50% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 9 |
| Q3 '21 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 19 |
| Q4 '21 | Prime + 1.75% | Prime + 2.00% | Prime + 1.64% – Prime + 2.50% | 10 |
| Q2 '22 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 5 |
| Q3 '22 | Prime + 2.50% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 3 |
| Q4 '23 | Prime + 1.00% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 3 |
| Q3 '25 | Prime + 1.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q1 '26 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
BankVista has originated 7(a) acquisition loans in 9 states, most actively in Minnesota (46), Wisconsin (5) and Tennessee (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Minnesota | 46 | 79.3% |
| Wisconsin | 5 | 8.6% |
| Tennessee | 1 | 1.7% |
| South Dakota | 1 | 1.7% |
| North Dakota | 1 | 1.7% |
| Michigan | 1 | 1.7% |
| Iowa | 1 | 1.7% |
| Montana | 1 | 1.7% |
| Idaho | 1 | 1.7% |
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