Top SBA Acquisition Lenders in Arkansas
25 active SBA 7(a) lenders in Arkansas, ranked by acquisition loan count.
Lenders
in Arkansas
Total Volume
Median Rate
Median Loan Size
Top Lenders in Arkansas
Lending by Industry in Arkansas
Covers the 36 of 66 Arkansas loans that the FOIA dataset reports at the state and industry level.
Top 25 Lenders in Arkansas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Southern Bancorp Bank | 12 | $9.9M | P+0.50% | 0.0% |
| 2 | Live Oak Bank | 8 | $16.2M | P+1.50% | 0.8% |
| 3 | T Bank, National Association | 6 | $22.0M | P+2.00% | 0.5% |
| 4 | First Financial Bank | 6 | $8.9M | P+1.50% | 1.0% |
| 5 | Metro City Bank | 4 | $3.7M | P+1.25% | 0.6% |
| 6 | Brookline Bank | 4 | $7.6M | P+2.50% | 1.0% |
| 7 | Integro Bank | 3 | $4.6M | P+2.75% | 0.0% |
| 8 | FNBC Bank | 3 | $4.3M | P+2.00% | 0.0% |
| 9 | Encore Bank | 2 | $2.2M | P+2.50% | 0.0% |
| 10 | Truliant FCU | 2 | $1.3M | P+2.75% | 0.0% |
| 11 | Hanover Community Bank | 2 | $3.8M | P+2.00% | 0.0% |
| 12 | Bank OZK | 1 | $1.7M | P+1.75% | 5.7% |
| 13 | VelocitySBA, LLC | 1 | $1.1M | P+3.00% | 2.4% |
| 14 | Arvest Bank | 1 | $1.2M | P+1.00% | 1.9% |
| 15 | The First National Bank of Fort Smith | 1 | $1.5M | P+1.00% | 0.0% |
| 16 | Cadence Bank | 1 | $525K | P+2.50% | 2.8% |
| 17 | Austin Bank, Texas National Association | 1 | $488K | P+2.00% | 0.0% |
| 18 | Midwest BankCentre | 1 | $3.3M | P+2.50% | 0.0% |
| 19 | The Huntington National Bank | 1 | $525K | P+2.25% | 1.8% |
| 20 | Southern Bank | 1 | $414K | P+2.75% | 3.3% |
| 21 | First Internet Bank of Indiana | 1 | $2.5M | P+2.75% | 1.7% |
| 22 | Readycap Lending, LLC | 1 | $5.0M | P+2.00% | 0.7% |
| 23 | Milestone Bank | 1 | $1.8M | P+2.75% | 0.0% |
| 24 | Arkansas Capital Corporation | 1 | $144K | P+3.25% | 0.0% |
| 25 | First Service Bank | 1 | $1.7M | P+1.50% | 0.0% |
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Customize your search →SBA 7(a) Lending in Arkansas
Arkansas has 25 active SBA 7(a) acquisition lenders that have originated a combined 66 loans totaling $106.3M in volume. The median acquisition loan size in Arkansas is $1445K, with a median interest rate of Prime + 2.00% (Prime + spread).
When evaluating SBA lenders in Arkansas, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
Frequently Asked Questions
How many SBA 7(a) lenders are active in Arkansas?
There are currently 25 active SBA 7(a) lenders in Arkansas based on FOIA lending data. These lenders have originated 66 acquisition loans.
What is the typical SBA loan rate in Arkansas?
The median SBA 7(a) acquisition loan rate in Arkansas is Prime + 2.00% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
What is a PLP lender?
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.