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FNBC Bank, originally chartered as the Bank of Ash Flat in 1912, is a community bank serving Arkansas and Missouri. The FDIC-insured institution operates full-service offices across multiple locations including Ash Flat, Cherokee Village, Highland, Hardy, Mammoth Spring, and Mountain Home, offering deposit accounts, consumer and commercial lending, and mortgage services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$885K
Average
$907K
Sweet Spot
$0-$500K
Industries with highest loan volume
Tire Dealers
1
loans
$260K
avg. amount
Tire Dealers
Loans
1
Avg. Amount
$260K
Sporting Goods Retailers
1
loans
$342K
avg. amount
Sporting Goods Retailers
Loans
1
Avg. Amount
$342K
Security Systems Services (except Locksmiths)
1
loans
$1.6M
avg. amount
Security Systems Services (except Locksmiths)
Loans
1
Avg. Amount
$1.6M
Bed-and-Breakfast Inns
1
loans
$1.4M
avg. amount
Bed-and-Breakfast Inns
Loans
1
Avg. Amount
$1.4M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.25% |
| $1M-$2M | Prime + 2.13% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)