FNBC Bank
FNBC Bank, originally chartered as the Bank of Ash Flat in 1912, is a community bank serving Arkansas and Missouri. The FDIC-insured institution operates full-service offices across multiple locations including Ash Flat, Cherokee Village, Highland, Hardy, Mammoth Spring, and Mountain Home, offering deposit accounts, consumer and commercial lending, and mortgage services.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (5 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
FNBC Bank ranks #206 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of FNBC Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 3 loans, 60.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 2 | 40.0% | |
| $1M-$2M | 3 | 60.0% |
Industries with highest loan volume
Bed-and-Breakfast Inns
1
loans
$1.4M
avg. amount
Sporting Goods Retailers
1
loans
$342K
avg. amount
Security Systems Services (except Locksmiths)
1
loans
$1.6M
avg. amount
All Other Miscellaneous Manufacturing
1
loans
$1.9M
avg. amount
Offices of Chiropractors
1
loans
$142K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
FNBC Bank’s median variable rate is + 2.25%, against a market median of Prime + 1.88%, 38 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $1M-$2M | Prime + 2.25% |
FNBC Bank has originated 7(a) acquisition loans in 1 states, most actively in Arkansas (5). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Arkansas | 5 | 100.0% |
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