Top SBA Acquisition Lenders in Kansas
30 active SBA 7(a) lenders in Kansas, ranked by acquisition loan count.
Lenders
in Kansas
Total Volume
Median Rate
Median Loan Size
Top Lenders in Kansas
Lending by Industry in Kansas
Covers the 35 of 78 Kansas loans that the FOIA dataset reports at the state and industry level.
Top 25 Lenders in Kansas
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | OakStar Bank | 15 | $13.2M | P+2.50% | 0.0% |
| 2 | The Huntington National Bank | 7 | $7.6M | P+2.25% | 1.7% |
| 3 | Kendall Bank | 6 | $3.4M | P+2.50% | 2.4% |
| 4 | Bank of Belleville | 6 | $3.0M | P+1.00% | 0.0% |
| 5 | Emprise Bank | 4 | $466K | P+0.00% | 0.0% |
| 6 | Busey Bank | 3 | $3.9M | P+2.25% | 1.6% |
| 7 | Live Oak Bank | 3 | $4.0M | P+1.50% | 1.3% |
| 8 | TowneBank | 2 | $2.9M | P+2.75% | 0.4% |
| 9 | United Bank & Trust | 2 | $4.8M | P+0.00% | 0.0% |
| 10 | First National Bank and Trust | 2 | $964K | P+1.00% | 0.0% |
| 11 | Dogwood State Bank | 2 | $2.9M | P+2.75% | 1.3% |
| 12 | Open Bank | 2 | $5.8M | P+1.50% | 0.5% |
| 13 | Peoples Bank and Trust Company | 2 | $1.5M | P+0.00% | 0.0% |
| 14 | First Internet Bank of Indiana | 2 | $8.5M | P+2.75% | 1.7% |
| 15 | Readycap Lending, LLC | 2 | $769K | P+1.50% | 2.8% |
| 16 | Northwest Bank | 2 | $10.0M | P+2.00% | 0.0% |
| 17 | Gulf Coast Bank and Trust Company | 2 | $2.0M | P+2.50% | 0.9% |
| 18 | Bank of Hays | 2 | $760K | P+0.00% | 0.0% |
| 19 | Harvest Small Business Finance, LLC | 1 | $636K | P+2.38% | 0.0% |
| 20 | Heritage Bank | 1 | $1.4M | P+1.25% | 0.0% |
| 21 | First Bank of the Lake | 1 | $1.4M | P+2.50% | 1.9% |
| 22 | Union Bank and Trust Company | 1 | $396K | P+0.50% | 2.0% |
| 23 | Elevate Bank National Association | 1 | $191K | P+2.75% | 0.0% |
| 24 | CommunityAmerica Federal Credit Union | 1 | $1.1M | P+2.00% | 0.0% |
| 25 | Stone Bank | 1 | $635K | P+2.00% | 14.0% |
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Customize your search →SBA 7(a) Lending in Kansas
Kansas has 30 active SBA 7(a) acquisition lenders that have originated a combined 78 loans totaling $87.8M in volume. The median acquisition loan size in Kansas is $951K, with a median interest rate of Prime + 2.00% (Prime + spread).
When evaluating SBA lenders in Kansas, consider loan volume (a proxy for experience), interest rates, and historical default rates. Lenders designated as PLP (Preferred Lender Program) have delegated authority from the SBA to approve loans, which typically results in faster processing times.
Frequently Asked Questions
How many SBA 7(a) lenders are active in Kansas?
There are currently 30 active SBA 7(a) lenders in Kansas based on FOIA lending data. These lenders have originated 78 acquisition loans.
What is the typical SBA loan rate in Kansas?
The median SBA 7(a) acquisition loan rate in Kansas is Prime + 2.00% (current Prime rate: 6.75%). Rates are typically expressed as Prime plus a spread, with the SBA capping the spread at 3.0% for loans over $250,000.
What is a PLP lender?
A PLP (Preferred Lender Program) lender has been granted delegated authority by the SBA to make credit decisions without prior SBA review. This typically means faster loan processing and approval timelines.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected dimension. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates. Data is refreshed periodically and may not reflect the most recent lending activity.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.