Loading...
Commercial Bank of California is a full-service, FDIC-insured community bank headquartered in Irvine, CA, that specializes in personalized banking services for small and mid-sized California businesses and entrepreneurs. Founded in 2003, CBC has grown to become the third-largest bank in Orange County with approximately $2 billion in assets.
Have you worked with Commercial Bank of California? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$835K
Average
$1.2M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Other Personal Care Services
6
loans
$929K
avg. amount
Other Personal Care Services
Loans
6
Avg. Amount
$929K
Hotels (except Casino Hotels) and Motels
2
loans
$2.4M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
2
Avg. Amount
$2.4M
Child Care Services
1
loans
$420K
avg. amount
Child Care Services
Loans
1
Avg. Amount
$420K
Funeral Homes and Funeral Services
1
loans
$2.5M
avg. amount
Funeral Homes and Funeral Services
Loans
1
Avg. Amount
$2.5M
Limited-Service Restaurants
1
loans
$710K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$710K
Beer, Wine, and Liquor Retailers
1
loans
$440K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
1
Avg. Amount
$440K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.42% |
| $500K-$1M | Prime + 2.75% |
| $1M-$2M | Prime + 2.38% |
| $2M-$3M | Prime + 2.75% |
| $3M-$4M | Prime + 1.00% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)