First Horizon Bank
First Horizon Bank is a Memphis-based financial services company with $82.2 billion in assets and over 7,200 associates operating 416 banking center locations across the southeastern United States. The bank provides comprehensive financial services including checking and savings accounts, credit cards, mortgages, and auto loans.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (12 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
First Horizon Bank ranks #122 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of First Horizon Bank’s 7(a) acquisition lending falls in the $3M-$4M range: 4 loans, 33.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 2 | 16.7% | |
| $500K-$1M | 2 | 16.7% | |
| $1M-$2M | 2 | 16.7% | |
| $2M-$3M | 1 | 8.3% | |
| $3M-$4M | 4 | 33.3% | |
| $4M-$5M | 1 | 8.3% |
Industries with highest loan volume
All Other Specialty Trade Contractors
1
loans
$3.0M
avg. amount
All Other Miscellaneous Schools and Instruction
1
loans
$453K
avg. amount
Motor Vehicle Towing
1
loans
$1.2M
avg. amount
Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers
1
loans
$1.9M
avg. amount
Offices of Mental Health Practitioners (except Physicians)
1
loans
$525K
avg. amount
Drinking Places (Alcoholic Beverages)
1
loans
$4.7M
avg. amount
General Automotive Repair
1
loans
$3.6M
avg. amount
Welding and Soldering Equipment Manufacturing
1
loans
$3.3M
avg. amount
Professional and Management Development Training
1
loans
$2.6M
avg. amount
All Other General Merchandise Retailers
1
loans
$342K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
First Horizon Bank’s median variable rate is + 1.50%, against a market median of Prime + 1.88%, 38 below market.
It priced below the market median in 3 of the last 6 quarters. 1 of the 12 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.13% |
| $500K-$1M | Prime + 1.75% |
| $1M-$2M | Prime + 2.50% |
| $2M-$3M | Prime + 2.00% |
| $3M-$4M | Prime + 1.06% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '19 | Prime + 1.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q1 '20 | Prime + 1.75% | Prime + 2.00% | Prime + 1.40% – Prime + 2.50% | 6 |
| Q1 '21 | Prime + 2.50% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q3 '21 | Prime + 2.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 6 |
| Q2 '22 | Prime + 1.88% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q3 '22 | Prime + 1.75% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 4 |
First Horizon Bank has originated 7(a) acquisition loans in 7 states, most actively in Florida (4), Louisiana (2) and Georgia (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 4 | 33.3% |
| Louisiana | 2 | 16.7% |
| Georgia | 2 | 16.7% |
| Texas | 1 | 8.3% |
| North Carolina | 1 | 8.3% |
| New York | 1 | 8.3% |
| Tennessee | 1 | 8.3% |
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