Top SBA Lenders in California for Professional Services
8 SBA 7(a) lenders active in California's professional services sector.
Lenders
44 loans
Total Volume
Median Rate
State avg: Prime + 2.25%
Default Rate
State avg: 1.9%
Top Professional Services Lenders in California
Rate Distribution (Professional Services in California)
All Professional Services Lenders in California
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | Live Oak Bank | 19 | $25.3M | P+1.50% | 0.8% |
| 2 | U.S. Bank, National Association | 5 | $3.2M | P+0.93% | 2.2% |
| 3 | Celtic Bank Corporation | 4 | $3.6M | P+2.50% | 1.0% |
| 4 | First Internet Bank of Indiana | 4 | $10.9M | P+2.75% | 1.7% |
| 5 | The Huntington National Bank | 3 | $3.9M | P+2.25% | 1.8% |
| 6 | CRF Small Business Loan Company, LLC | 3 | $1.9M | P+2.75% | 7.2% |
| 7 | United Midwest Savings Bank, National Association | 3 | $3.6M | P+2.75% | 0.2% |
| 8 | Byline Bank | 3 | $3.4M | P+2.75% | 1.6% |
Need more specific results?
Filter by loan size, compare rates, and narrow the list to your deal.
Customize your search →Professional Services SBA Lending in California
8 SBA 7(a) lenders are active in California's professional services sector, having originated 44 loans totaling $55.8M. The median rate for professional services acquisitions in California is Prime + 2.63%, compared to the statewide median of Prime + 2.25%.
The 10-year cumulative default rate for this niche is 1.7%, which is below the state average of 1.9% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in professional services in California?
8 SBA 7(a) lenders have originated professional services acquisition loans in California, with a combined 44 loans.
What rate can I expect for a professional services acquisition in California?
The median rate is Prime + 2.63% (Prime + spread). This compares to a statewide median of Prime + 2.25%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for professional services SBA loans in California?
The 10-year cumulative default rate is 1.7%, compared to a statewide average of 1.9%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.