CalPrivate Bank
CalPrivate Bank is a California-based financial institution founded in 2006, offering customized banking solutions including personal and business banking, commercial lending, and treasury management. Operating as a subsidiary of Private Bancorp of America, Inc., the bank serves clients through multiple Southern California locations with a focus on delivering a Distinctly Different banking experience.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (18 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
CalPrivate Bank ranks #122 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of CalPrivate Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 10 loans, 55.6% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 22.2% | |
| $500K-$1M | 10 | 55.6% | |
| $1M-$2M | 1 | 5.6% | |
| $2M-$3M | 2 | 11.1% | |
| $4M-$5M | 1 | 5.6% |
Industries with highest loan volume
General Automotive Repair
2
loans
$495K
avg. amount
Hotels (except Casino Hotels) and Motels
2
loans
$3.1M
avg. amount
Machine Shops
2
loans
$793K
avg. amount
Offices of Dentists
1
loans
$381K
avg. amount
Support Activities for Printing
1
loans
$900K
avg. amount
Saw Blade and Handtool Manufacturing
1
loans
$2.3M
avg. amount
Surveying and Mapping (except Geophysical) Services
1
loans
$772K
avg. amount
All Other Specialty Trade Contractors
1
loans
$1.9M
avg. amount
Private Mail Centers
1
loans
$400K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$750K
avg. amount
10-Year
5.3%
Percentile Ranking
95th
95th percentile
CalPrivate Bank’s median variable rate is + 3.00%, against a market median of Prime + 1.88%, 113 above market.
It priced below the market median in 0 of the last 4 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.00% |
| $500K-$1M | Prime + 3.02% |
| $1M-$2M | Prime + 2.50% |
| $2M-$3M | Prime + 2.88% |
| $4M-$5M | Prime + 2.75% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '24 | Prime + 3.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '24 | Prime + 3.00% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 3 |
| Q2 '25 | Prime + 3.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q3 '25 | Prime + 2.75% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
CalPrivate Bank has originated 7(a) acquisition loans in 1 states, most actively in California (18). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 18 | 100.0% |
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