Banc of California
California-based commercial bank with 80 branches across California and locations in Denver and Durham, serving about 2,000 employees nationwide, offering comprehensive banking and financial solutions.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (22 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Banc of California ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Banc of California’s 7(a) acquisition lending falls in the $1M-$2M range: 11 loans, 50.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 3 | 13.6% | |
| $500K-$1M | 3 | 13.6% | |
| $1M-$2M | 11 | 50.0% | |
| $3M-$4M | 4 | 18.2% | |
| $4M-$5M | 1 | 4.5% |
Industries with highest loan volume
Offices of Certified Public Accountants
3
loans
$870K
avg. amount
Pet Care (except Veterinary) Services
3
loans
$1.1M
avg. amount
Recreational Vehicle Dealers
1
loans
$3.2M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
1
loans
$124K
avg. amount
Hardwood Veneer and Plywood Manufacturing
1
loans
$3.4M
avg. amount
Marketing Consulting Services
1
loans
$1.7M
avg. amount
Sign Manufacturing
1
loans
$3.5M
avg. amount
Other Accounting Services
1
loans
$1.6M
avg. amount
Diagnostic Imaging Centers
1
loans
$1.2M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$1.7M
avg. amount
10-Year
2.4%
Percentile Ranking
90th
90th percentile
Banc of California’s median variable rate is + 0.13%, against a market median of Prime + 1.88%, 175 below market.
It priced below the market median in 7 of the last 8 quarters. 9 of the 22 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.63% |
| $500K-$1M | Prime + 0.25% |
| $1M-$2M | Prime + 1.00% |
| $3M-$4M | Prime + 0.06% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q1 '20 | Prime + 1.00% | Prime + 2.00% | Prime + 1.40% – Prime + 2.50% | 3 |
| Q3 '20 | Prime + 1.75% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 7 |
| Q4 '20 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q2 '21 | Prime + 2.25% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 4 |
| Q3 '21 | Prime + 1.74% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 11 |
| Q3 '22 | Prime + 1.75% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 4 |
| Q4 '22 | Prime + 0.87% | Prime + 1.75% | Prime + 1.00% – Prime + 2.00% | 4 |
| Q4 '24 | Prime + 0.25% | Prime + 2.25% | Prime + 1.50% – Prime + 2.75% | 5 |
Banc of California has originated 7(a) acquisition loans in 14 states, most actively in California (7), Pennsylvania (2) and Wisconsin (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 7 | 31.8% |
| Pennsylvania | 2 | 9.1% |
| Wisconsin | 2 | 9.1% |
| Maryland | 1 | 4.5% |
| Colorado | 1 | 4.5% |
| Nevada | 1 | 4.5% |
| Michigan | 1 | 4.5% |
| Texas | 1 | 4.5% |
| New York | 1 | 4.5% |
| Utah | 1 | 4.5% |
| Florida | 1 | 4.5% |
| Oregon | 1 | 4.5% |
| Mississippi | 1 | 4.5% |
| New Jersey | 1 | 4.5% |
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