Top SBA Lenders in California for Wholesale Trade
7 SBA 7(a) lenders active in California's wholesale trade sector.
Lenders
27 loans
Total Volume
Median Rate
State avg: Prime + 2.25%
Default Rate
State avg: 1.9%
Top Wholesale Trade Lenders in California
Rate Distribution (Wholesale Trade in California)
All Wholesale Trade Lenders in California
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 6 | $9.2M | P+0.74% | 2.4% |
| 2 | Bank of America, National Association | 5 | $9.0M | P+0.00% | 0.0% |
| 3 | Live Oak Bank | 4 | $16.5M | P+1.50% | 1.3% |
| 4 | Cadence Bank | 3 | $2.0M | P+2.25% | 4.2% |
| 5 | First Bank of Central Ohio | 3 | $3.1M | P+2.75% | 0.0% |
| 6 | Centerstone SBA Lending, Inc. | 3 | $15.0M | P+2.00% | 0.9% |
| 7 | Plumas Bank | 3 | $2.6M | P+0.00% | 1.5% |
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Customize your search →Wholesale Trade SBA Lending in California
7 SBA 7(a) lenders are active in California's wholesale trade sector, having originated 27 loans totaling $57.4M. The median rate for wholesale trade acquisitions in California is Prime + 2.00%, compared to the statewide median of Prime + 2.25%.
The 10-year cumulative default rate for this niche is 1.5%, which is below the state average of 1.9% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in wholesale trade in California?
7 SBA 7(a) lenders have originated wholesale trade acquisition loans in California, with a combined 27 loans.
What rate can I expect for a wholesale trade acquisition in California?
The median rate is Prime + 2.00% (Prime + spread). This compares to a statewide median of Prime + 2.25%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for wholesale trade SBA loans in California?
The 10-year cumulative default rate is 1.5%, compared to a statewide average of 1.9%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.