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First Bank of Central Ohio provides personal and business banking services including checking, savings, certificates of deposit, and lending options. Emphasizes community-focused service with specialized solutions for medical practices, property management, and commercial real estate.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$1.0M
Average
$1.7M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Couriers and Express Delivery Services
3
loans
$1.0M
avg. amount
Couriers and Express Delivery Services
Loans
3
Avg. Amount
$1.0M
Insurance Agencies and Brokerages
3
loans
$1.1M
avg. amount
Insurance Agencies and Brokerages
Loans
3
Avg. Amount
$1.1M
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$3.3M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
2
Avg. Amount
$3.3M
New Single-Family Housing Construction (except For-Sale Builders)
2
loans
$732K
avg. amount
New Single-Family Housing Construction (except For-Sale Builders)
Loans
2
Avg. Amount
$732K
Painting and Wall Covering Contractors
1
loans
$791K
avg. amount
Painting and Wall Covering Contractors
Loans
1
Avg. Amount
$791K
Toy and Hobby Goods and Supplies Merchant Wholesalers
1
loans
$1.5M
avg. amount
Toy and Hobby Goods and Supplies Merchant Wholesalers
Loans
1
Avg. Amount
$1.5M
Other Computer Related Services
1
loans
$743K
avg. amount
Other Computer Related Services
Loans
1
Avg. Amount
$743K
Administrative Management and General Management Consulting Services
1
loans
$3.5M
avg. amount
Administrative Management and General Management Consulting Services
Loans
1
Avg. Amount
$3.5M
Food (Health) Supplement Retailers
1
loans
$944K
avg. amount
Food (Health) Supplement Retailers
Loans
1
Avg. Amount
$944K
Automobile and Other Motor Vehicle Merchant Wholesalers
1
loans
$1.0M
avg. amount
Automobile and Other Motor Vehicle Merchant Wholesalers
Loans
1
Avg. Amount
$1.0M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.85% |
| $500K-$1M | Prime + 2.56% |
| $1M-$2M | Prime + 2.52% |
| $2M-$3M | Prime + 1.75% |
| $3M-$4M | Prime + 2.50% |
| $4M-$5M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)