Top SBA Lenders in Georgia for Wholesale Trade
4 SBA 7(a) lenders active in Georgia's wholesale trade sector.
Lenders
17 loans
Total Volume
Median Rate
State avg: Prime + 2.19%
Default Rate
State avg: 1.7%
Top Wholesale Trade Lenders in Georgia
Rate Distribution (Wholesale Trade in Georgia)
All Wholesale Trade Lenders in Georgia
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | SouthState Bank, National Association | 7 | $2.8M | P+2.63% | 0.4% |
| 2 | United Community Bank | 4 | $4.7M | P+1.50% | 2.3% |
| 3 | Midwest BankCentre | 3 | $3.7M | P+2.50% | 0.0% |
| 4 | The Huntington National Bank | 3 | $5.2M | P+2.25% | 1.5% |
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Customize your search →Wholesale Trade SBA Lending in Georgia
4 SBA 7(a) lenders are active in Georgia's wholesale trade sector, having originated 17 loans totaling $16.4M. The median rate for wholesale trade acquisitions in Georgia is Prime + 2.38%, compared to the statewide median of Prime + 2.19%.
The 10-year cumulative default rate for this niche is 1.5%, which is below the state average of 1.7% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in wholesale trade in Georgia?
4 SBA 7(a) lenders have originated wholesale trade acquisition loans in Georgia, with a combined 17 loans.
What rate can I expect for a wholesale trade acquisition in Georgia?
The median rate is Prime + 2.38% (Prime + spread). This compares to a statewide median of Prime + 2.19%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for wholesale trade SBA loans in Georgia?
The 10-year cumulative default rate is 1.5%, compared to a statewide average of 1.7%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.