Top SBA Lenders in Florida for Real Estate
3 SBA 7(a) lenders active in Florida's real estate sector.
Lenders
11 loans
Total Volume
Median Rate
State avg: Prime + 2.50%
Default Rate
State avg: 1.7%
Top Real Estate Lenders in Florida
Loans
3
Rate
P+2.00%
0.5%
Small Business Administration (SBA) data only — profile coming soon
Rate Distribution (Real Estate in Florida)
All Real Estate Lenders in Florida
| # | Lender | Loans | Volume | Rate | Default Rate |
|---|---|---|---|---|---|
| 1 | VelocitySBA, LLC | 5 | $3.2M | P+3.00% | 2.4% |
| 2 | United Midwest Savings Bank, National Association | 3 | $3.5M | P+2.75% | 0.2% |
| 3 | Readycap Lending, LLC | 3 | $6.0M | P+2.00% | 0.5% |
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Customize your search →Real Estate SBA Lending in Florida
3 SBA 7(a) lenders are active in Florida's real estate sector, having originated 11 loans totaling $12.6M. The median rate for real estate acquisitions in Florida is Prime + 2.75%, compared to the statewide median of Prime + 2.50%.
The 10-year cumulative default rate for this niche is 0.5%, which is below the state average of 1.7% — indicating relatively lower risk.
Frequently Asked Questions
How many SBA lenders specialize in real estate in Florida?
3 SBA 7(a) lenders have originated real estate acquisition loans in Florida, with a combined 11 loans.
What rate can I expect for a real estate acquisition in Florida?
The median rate is Prime + 2.75% (Prime + spread). This compares to a statewide median of Prime + 2.50%. Actual rates depend on loan size, borrower qualifications, and collateral.
What is the default rate for real estate SBA loans in Florida?
The 10-year cumulative default rate is 0.5%, compared to a statewide average of 1.7%.
Data source: SBA 7(a) FOIA lending data. Rankings are based on loan count within the selected state and industry. Rates shown are median interest rates expressed as Prime + spread. Default rates represent 10-year cumulative default rates.
Figures shown here are historical SBA 7(a) lending data presented for general information only. They are not an offer of credit, a prediction of the terms you will receive, or financial advice. VerSquare is not a licensed broker, lender, or financial advisor. Consult a licensed professional before making a financing decision.