Specialized insurance products for M&A transactions including reps and warranties coverage.
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Ink Insurance offers Personal Guarantee Insurance (PGI), a borrower-side insurance product that covers eligible personal losses if a personal guarantee on an SBA 7(a) loan is enforced. The product sits behind business recovery and pays covered loss before personal assets are pursued, protecting savings, home equity, and family balance sheets.
PGI Canada Ltd. offers Personal Guarantee Insurance, a specialty insurance product that reimburses up to 80% of a borrower's personal guarantee obligation on business loans including SBA 7(a), acquisition financing, and commercial loans. Policies are underwritten by Markel International (AM Best A+ rated) and include a Demand Response Service for restructuring guidance when a guarantee is called.
Braddock Road Insurance Corporation (BRIC) is an insurance broker offering Personal Guarantee Insurance (PGI), a product designed to protect business owners who personally guarantee loans. PGI covers 50% of a personal guarantee after it is called, shielding personal assets like homes and savings if the business fails. The company targets SBA loan borrowers and business acquisition borrowers, backed by an A- rated carrier.
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