Wilmington Savings Fund Society FSB
Chartered as Delaware thrift in 1832, one of ten oldest banks in US continuously operating under same name. Largest and longest-standing locally managed bank in Delaware, operating 114 offices across six states.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (47 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Wilmington Savings Fund Society FSB ranks #33 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Wilmington Savings Fund Society FSB’s 7(a) acquisition lending falls in the $500K-$1M range: 15 loans, 31.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 13 | 27.7% | |
| $500K-$1M | 15 | 31.9% | |
| $1M-$2M | 10 | 21.3% | |
| $2M-$3M | 7 | 14.9% | |
| $3M-$4M | 1 | 2.1% | |
| $4M-$5M | 1 | 2.1% |
Industries with highest loan volume
Full-Service Restaurants
9
loans
$1.0M
avg. amount
Beer, Wine, and Liquor Retailers
4
loans
$1.3M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
4
loans
$1.3M
avg. amount
Child Care Services
4
loans
$1.0M
avg. amount
Limited-Service Restaurants
2
loans
$255K
avg. amount
Beauty Salons
2
loans
$439K
avg. amount
Amusement Arcades
2
loans
$3.2M
avg. amount
All Other Amusement and Recreation Industries
1
loans
$1.8M
avg. amount
Offices of Podiatrists
1
loans
$510K
avg. amount
Snack and Nonalcoholic Beverage Bars
1
loans
$180K
avg. amount
10-Year
2.4%
Percentile Ranking
90th
90th percentile
Wilmington Savings Fund Society FSB’s median variable rate is + 2.25%, against a market median of Prime + 1.88%, 38 above market.
It priced below the market median in 0 of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.48% |
| $500K-$1M | Prime + 2.02% |
| $1M-$2M | Prime + 2.33% |
| $2M-$3M | Prime + 2.43% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 0.00% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q1 '22 | Prime + 2.25% | Prime + 2.00% | Prime + 1.74% – Prime + 2.50% | 4 |
| Q4 '23 | Prime + 2.00% | Prime + 2.00% | Prime + 1.42% – Prime + 2.50% | 3 |
| Q1 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q2 '25 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q3 '25 | Prime + 2.13% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 4 |
| Q4 '25 | Prime + 2.50% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 4 |
| Q1 '26 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 8 |
| Q2 '26 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
Wilmington Savings Fund Society FSB has originated 7(a) acquisition loans in 5 states, most actively in Pennsylvania (22), New Jersey (17) and Virginia (3). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Pennsylvania | 22 | 46.8% |
| New Jersey | 17 | 36.2% |
| Virginia | 3 | 6.4% |
| Delaware | 3 | 6.4% |
| Maryland | 2 | 4.3% |
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