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Chartered as Delaware thrift in 1832, one of ten oldest banks in US continuously operating under same name. Largest and longest-standing locally managed bank in Delaware, operating 114 offices across six states.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$786K
Average
$1.2M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
7
loans
$1.1M
avg. amount
Full-Service Restaurants
Loans
7
Avg. Amount
$1.1M
Beer, Wine, and Liquor Retailers
7
loans
$1.2M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
7
Avg. Amount
$1.2M
Child Care Services
6
loans
$986K
avg. amount
Child Care Services
Loans
6
Avg. Amount
$986K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
4
loans
$1.3M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
4
Avg. Amount
$1.3M
Beauty Salons
4
loans
$439K
avg. amount
Beauty Salons
Loans
4
Avg. Amount
$439K
All Other Specialty Trade Contractors
2
loans
$340K
avg. amount
All Other Specialty Trade Contractors
Loans
2
Avg. Amount
$340K
Bowling Centers
2
loans
$2.4M
avg. amount
Bowling Centers
Loans
2
Avg. Amount
$2.4M
Limited-Service Restaurants
2
loans
$255K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$255K
Amusement Arcades
2
loans
$3.2M
avg. amount
Amusement Arcades
Loans
2
Avg. Amount
$3.2M
Ambulance Services
2
loans
$1.6M
avg. amount
Ambulance Services
Loans
2
Avg. Amount
$1.6M
10-Year Default Rate
2.9%
Percentile Ranking
92th
92th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.40% |
| $500K-$1M | Prime + 1.99% |
| $1M-$2M | Prime + 2.19% |
| $2M-$3M | Prime + 2.42% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 0.00% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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