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Chartered as Delaware thrift in 1832, one of ten oldest banks in US continuously operating under same name. Largest and longest-standing locally managed bank in Delaware, operating 114 offices across six states.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of March 31, 2026
Median
$866K
Average
$1.3M
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
5
loans
$1.2M
avg. amount
Full-Service Restaurants
5
loans
$1.2M
avg
Beer, Wine, and Liquor Retailers
4
loans
$1.3M
avg. amount
Beer, Wine, and Liquor Retailers
4
loans
$1.3M
avg
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
4
loans
$1.3M
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
4
loans
$1.3M
avg
Child Care Services
3
loans
$1.1M
avg. amount
Child Care Services
3
loans
$1.1M
avg
Amusement Arcades
2
loans
$3.2M
avg. amount
Amusement Arcades
2
loans
$3.2M
avg
Beauty Salons
2
loans
$439K
avg. amount
Beauty Salons
2
loans
$439K
avg
Limited-Service Restaurants
2
loans
$255K
avg. amount
Limited-Service Restaurants
2
loans
$255K
avg
All Other Amusement and Recreation Industries
1
loans
$1.8M
avg. amount
All Other Amusement and Recreation Industries
1
loans
$1.8M
avg
Private Mail Centers
1
loans
$700K
avg. amount
Private Mail Centers
1
loans
$700K
avg
Promoters of Performing Arts, Sports, and Similar Events with Facilities
1
loans
$1.4M
avg. amount
Promoters of Performing Arts, Sports, and Similar Events with Facilities
1
loans
$1.4M
avg
10-Year Default Rate
2.6%
Percentile Ranking
91th
91th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.39% |
| $500K-$1M | Prime + 1.95% |
| $1M-$2M | Prime + 2.34% |
| $2M-$3M | Prime + 2.50% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 0.00% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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