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West Coast Community Bank is a full-service community bank formed from the merger of Santa Cruz County Bank and 1st Capital Bank, rebranded in April 2025. The bank serves California communities across Monterey, San Luis Obispo, Santa Clara and Santa Cruz counties with personal banking, business solutions, and lending services.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$2.7M
Average
$1.5M
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
