Valley National Bank
Regional financial institution founded 1927 with $64 billion in assets and 230+ branches. Provides commercial and retail banking, lending, wealth, insurance, and estate planning across multiple states.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (22 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Valley National Bank ranks #122 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Valley National Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 7 loans, 31.8% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 18.2% | |
| $500K-$1M | 4 | 18.2% | |
| $1M-$2M | 7 | 31.8% | |
| $2M-$3M | 2 | 9.1% | |
| $3M-$4M | 2 | 9.1% | |
| $4M-$5M | 3 | 13.6% |
Industries with highest loan volume
Limited-Service Restaurants
2
loans
$1.4M
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
2
loans
$1.7M
avg. amount
Full-Service Restaurants
1
loans
$888K
avg. amount
Child Care Services
1
loans
$2.0M
avg. amount
Musical Instrument and Supplies Retailers
1
loans
$4.4M
avg. amount
General Automotive Repair
1
loans
$1.8M
avg. amount
Cut Stone and Stone Product Manufacturing
1
loans
$1.5M
avg. amount
Carpet and Upholstery Cleaning Services
1
loans
$1.7M
avg. amount
Other Foundation, Structure, and Building Exterior Contractors
1
loans
$5.0M
avg. amount
Surveying and Mapping (except Geophysical) Services
1
loans
$260K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Valley National Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 2 of the last 4 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.19% |
| $500K-$1M | Prime + 1.88% |
| $1M-$2M | Prime + 2.04% |
| $2M-$3M | Prime + 2.00% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 1.92% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '18 | Prime + 1.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q4 '19 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q3 '24 | Prime + 2.00% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '25 | Prime + 2.00% | Prime + 2.25% | Prime + 1.67% – Prime + 2.75% | 4 |
Valley National Bank has originated 7(a) acquisition loans in 4 states, most actively in Florida (18), New York (2) and Alabama (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 18 | 81.8% |
| New York | 2 | 9.1% |
| Alabama | 1 | 4.5% |
| New Jersey | 1 | 4.5% |
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