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Valley First Credit Union is a member-owned, not-for-profit financial cooperative providing quality financial services to over 80,000 members across 12 counties in California's Central Valley. Founded in 1999 through a merger of Stanislaus Federal Credit Union and Vintage Federal Credit Union, the organization serves diverse communities throughout the region.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$755K
Average
$755K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Limited-Service Restaurants
1
loans
$755K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$755K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
Rate distribution data not available
Market comparison data not available
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)