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Univest Bank and Trust Co. is a financial services institution headquartered in Souderton, Pennsylvania, offering banking, insurance, investments, trust, and wealth management services. The company operates more than 50 offices across southeastern and central Pennsylvania, New Jersey, and online. Founded in 1876 as Union National Bank, Univest serves individuals, businesses, municipalities, and nonprofit organizations throughout the Mid-Atlantic region.
Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by Univest Bank and Trust Co unless otherwise indicated.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$875K
Average
$1.2M
Sweet Spot
$0-$500K
Industries with highest loan volume
Industrial Machinery and Equipment Merchant Wholesalers
2
loans
$2.8M
avg. amount
Industrial Machinery and Equipment Merchant Wholesalers
2
loans
$2.8M
avg
Full-Service Restaurants
2
loans
$1.4M
avg. amount
Full-Service Restaurants
2
loans
$1.4M
avg
Carpet and Upholstery Cleaning Services
1
loans
$265K
avg. amount
Carpet and Upholstery Cleaning Services
1
loans
$265K
avg
Fish and Seafood Retailers
1
loans
$1.5M
avg. amount
Fish and Seafood Retailers
1
loans
$1.5M
avg
Food Service Contractors
1
loans
$500K
avg. amount
Food Service Contractors
1
loans
$500K
avg
Engineering Services
1
loans
$920K
avg. amount
Engineering Services
1
loans
$920K
avg
Meat Retailers
1
loans
$1.9M
avg. amount
Meat Retailers
1
loans
$1.9M
avg
All Other Specialty Trade Contractors
1
loans
$420K
avg. amount
All Other Specialty Trade Contractors
1
loans
$420K
avg
Coin-Operated Laundries and Drycleaners
1
loans
$450K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$450K
avg
Offices of Chiropractors
1
loans
$350K
avg. amount
Offices of Chiropractors
1
loans
$350K
avg
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.07% |
| $500K-$1M | Prime + 2.67% |
| $1M-$2M | Prime + 2.45% |
| $2M-$3M | Prime + 2.75% |
| $3M-$4M | Prime + 2.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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