Univest Bank and Trust Co
Univest Bank and Trust Co. is a financial services institution headquartered in Souderton, Pennsylvania, offering banking, insurance, investments, trust, and wealth management services. The company operates more than 50 offices across southeastern and central Pennsylvania, New Jersey, and online. Founded in 1876 as Union National Bank, Univest serves individuals, businesses, municipalities, and nonprofit organizations throughout the Mid-Atlantic region.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (18 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Univest Bank and Trust Co ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Univest Bank and Trust Co’s 7(a) acquisition lending falls in the $0-$500K range: 7 loans, 38.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 7 | 38.9% | |
| $500K-$1M | 3 | 16.7% | |
| $1M-$2M | 6 | 33.3% | |
| $2M-$3M | 1 | 5.6% | |
| $3M-$4M | 1 | 5.6% |
Industries with highest loan volume
Full-Service Restaurants
2
loans
$1.4M
avg. amount
Industrial Machinery and Equipment Merchant Wholesalers
2
loans
$2.8M
avg. amount
General Automotive Repair
1
loans
$500K
avg. amount
Fish and Seafood Retailers
1
loans
$1.5M
avg. amount
Janitorial Services
1
loans
$556K
avg. amount
All Other Specialty Trade Contractors
1
loans
$420K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$450K
avg. amount
Offices of Chiropractors
1
loans
$350K
avg. amount
Carpet and Upholstery Cleaning Services
1
loans
$265K
avg. amount
Industrial Supplies Merchant Wholesalers
1
loans
$2.1M
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Univest Bank and Trust Co’s median variable rate is + 2.75%, against a market median of Prime + 1.88%, 88 above market.
1 of the 18 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.07% |
| $500K-$1M | Prime + 2.67% |
| $1M-$2M | Prime + 2.45% |
| $2M-$3M | Prime + 2.75% |
| $3M-$4M | Prime + 2.25% |
over at time of loan origination
Univest Bank and Trust Co has originated 7(a) acquisition loans in 3 states, most actively in Pennsylvania (14), New Jersey (2) and Maryland (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Pennsylvania | 14 | 77.8% |
| New Jersey | 2 | 11.1% |
| Maryland | 2 | 11.1% |
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