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University Bank is an FDIC-insured, locally owned and managed community bank headquartered in Ann Arbor, Michigan, primarily serving the cities of Ann Arbor and Ypsilanti. Founded in 1890, the bank offers competitive deposit products, residential and commercial real estate mortgage lending, and business loans to local residents, businesses, and non-profit organizations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$400K
Average
$623K
Sweet Spot
$0-$500K
Industries with highest loan volume
Telemarketing Bureaus and Other Contact Centers
2
loans
$789K
avg. amount
Telemarketing Bureaus and Other Contact Centers
Loans
2
Avg. Amount
$789K
Offices of Certified Public Accountants
1
loans
$1.3M
avg. amount
Offices of Certified Public Accountants
Loans
1
Avg. Amount
$1.3M
Furniture Retailers
1
loans
$400K
avg. amount
Furniture Retailers
Loans
1
Avg. Amount
$400K
Offices of Chiropractors
1
loans
$172K
avg. amount
Offices of Chiropractors
Loans
1
Avg. Amount
$172K
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$921K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$921K
Florists
1
loans
$515K
avg. amount
Florists
Loans
1
Avg. Amount
$515K
Floor Covering Retailers
1
loans
$294K
avg. amount
Floor Covering Retailers
Loans
1
Avg. Amount
$294K
Collection Agencies
1
loans
$400K
avg. amount
Collection Agencies
Loans
1
Avg. Amount
$400K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.75% |
| $500K-$1M | Prime + 1.25% |
| $1M-$2M | Prime + 2.38% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)