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Business-focused bank serving Northern California businesses. Walnut Creek headquarters with specialized commercial banking services. Toll-free support and dedicated business banking teams for personalized service.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$785K
Average
$1.4M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Limited-Service Restaurants
3
loans
$1.3M
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$1.3M
Full-Service Restaurants
3
loans
$539K
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$539K
Tire Dealers
2
loans
$739K
avg. amount
Tire Dealers
Loans
2
Avg. Amount
$739K
Gasoline Stations with Convenience Stores
2
loans
$3.3M
avg. amount
Gasoline Stations with Convenience Stores
Loans
2
Avg. Amount
$3.3M
Snack and Nonalcoholic Beverage Bars
1
loans
$605K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
1
Avg. Amount
$605K
Beer, Wine, and Liquor Retailers
1
loans
$895K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
1
Avg. Amount
$895K
Automotive Glass Replacement Shops
1
loans
$253K
avg. amount
Automotive Glass Replacement Shops
Loans
1
Avg. Amount
$253K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$785K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$785K
Motor Vehicle Towing
1
loans
$4.1M
avg. amount
Motor Vehicle Towing
Loans
1
Avg. Amount
$4.1M
10-Year Default Rate
3.1%
Percentile Ranking
93th
93th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.38% |
| $500K-$1M | Prime + 1.75% |
| $1M-$2M | Prime + 1.33% |
| $2M-$3M | Prime + 1.00% |
| $4M-$5M | Prime + 1.00% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)