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The State Bank and Trust Company, headquartered in Defiance, Ohio, provides full range of financial services for consumers and small businesses including wealth management, mortgage banking, commercial and agricultural lending.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of March 31, 2026
Median
$484K
Average
$1.2M
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
1
loans
$197K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$197K
All Other Specialty Trade Contractors
1
loans
$3.0M
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$3.0M
Floriculture Production
1
loans
$484K
avg. amount
Floriculture Production
Loans
1
Avg. Amount
$484K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $3M-$4M | Prime + 1.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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