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A local, family-owned bank established in 1885, serving Sioux Falls and surrounding South Dakota communities. Operating 18 branches with a commitment to personal and business banking, agribusiness, and mortgage services. Built on core FIRST Values and a 130+ year foundation in community relationships.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$468K
Average
$525K
Sweet Spot
$0-$500K
Industries with highest loan volume
Residential Remodelers
1
loans
$480K
avg. amount
Residential Remodelers
Loans
1
Avg. Amount
$480K
All Other Specialty Trade Contractors
1
loans
$148K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$148K
Sports and Recreation Instruction
1
loans
$350K
avg. amount
Sports and Recreation Instruction
Loans
1
Avg. Amount
$350K
Painting and Wall Covering Contractors
1
loans
$262K
avg. amount
Painting and Wall Covering Contractors
Loans
1
Avg. Amount
$262K
Collection Agencies
1
loans
$60K
avg. amount
Collection Agencies
Loans
1
Avg. Amount
$60K
Used Merchandise Retailers
1
loans
$500K
avg. amount
Used Merchandise Retailers
Loans
1
Avg. Amount
$500K
Limited-Service Restaurants
1
loans
$648K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$648K
General Automotive Repair
1
loans
$468K
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$468K
Other Building Equipment Contractors
1
loans
$500K
avg. amount
Other Building Equipment Contractors
Loans
1
Avg. Amount
$500K
Poured Concrete Foundation and Structure Contractors
1
loans
$2.2M
avg. amount
Poured Concrete Foundation and Structure Contractors
Loans
1
Avg. Amount
$2.2M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 0.45% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)