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First Bank & Trust Company is a privately-held community banking institution headquartered in southwest Virginia, offering innovative financial solutions across personal, commercial, agricultural, and wealth management sectors. Established with $1 million in capital, it has grown to $4 billion in assets with 27 full-service offices and 9 loan production offices across Virginia, Tennessee, and North Carolina.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of June 30, 2025
Median
$341K
Average
$449K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
