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First Bank & Trust Company is a privately-held community banking institution headquartered in southwest Virginia, offering innovative financial solutions across personal, commercial, agricultural, and wealth management sectors. Established with $1 million in capital, it has grown to $4 billion in assets with 27 full-service offices and 9 loan production offices across Virginia, Tennessee, and North Carolina.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$680K
Average
$680K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Cafeterias, Grill Buffets, and Buffets
1
loans
$403K
avg. amount
Cafeterias, Grill Buffets, and Buffets
Loans
1
Avg. Amount
$403K
Support Activities for Forestry
1
loans
$958K
avg. amount
Support Activities for Forestry
Loans
1
Avg. Amount
$958K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.75% |
| $500K-$1M | Prime + 2.75% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)