Texas Capital Bank
Texas Capital Bank is a Dallas-based financial institution founded in 1998, providing commercial and personal banking services with branches throughout Texas. The bank offers comprehensive financial solutions including commercial lending, private wealth management, and retail banking services.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (7 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Texas Capital Bank ranks #245 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Texas Capital Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 3 loans, 42.9% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 1 | 14.3% | |
| $500K-$1M | 3 | 42.9% | |
| $1M-$2M | 2 | 28.6% | |
| $2M-$3M | 1 | 14.3% |
Industries with highest loan volume
Research and Development in the Physical, Engineering, and Life Sciences (except Nanotechnology and Biotechnology)
1
loans
$771K
avg. amount
Janitorial Services
1
loans
$1.6M
avg. amount
All Other Amusement and Recreation Industries
1
loans
$854K
avg. amount
General Automotive Repair
1
loans
$2.7M
avg. amount
Advertising Material Distribution Services
1
loans
$446K
avg. amount
General Freight Trucking, Local
1
loans
$1.3M
avg. amount
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
1
loans
$923K
avg. amount
10-Year
5.9%
Percentile Ranking
96th
96th percentile
Texas Capital Bank’s median variable rate is + 1.00%, against a market median of Prime + 1.88%, 88 below market.
It priced below the market median in 2 of the last 7 quarters.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.00% |
| $500K-$1M | Prime + 1.08% |
| $1M-$2M | Prime + 0.50% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '18 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q4 '18 | Prime + 1.88% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q2 '19 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 7 |
| Q4 '19 | Prime + 2.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q2 '20 | Prime + 4.25% | Prime + 2.50% | Prime + 2.00% – Prime + 3.00% | 3 |
| Q1 '21 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q3 '21 | Prime + 2.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
Texas Capital Bank has originated 7(a) acquisition loans in 1 states, most actively in Texas (7). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Texas | 7 | 100.0% |
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