Stone Bank
Arkansas community bank offering personal and business banking, mortgages, and agricultural lending with branches throughout Arkansas and a commitment to local community service.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (9 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Stone Bank ranks #108 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Stone Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 4 loans, 44.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 1 | 11.1% | |
| $500K-$1M | 4 | 44.4% | |
| $1M-$2M | 3 | 33.3% | |
| $2M-$3M | 1 | 11.1% |
Industries with highest loan volume
Broilers and Other Meat Type Chicken Production
3
loans
$819K
avg. amount
Car Washes
2
loans
$1.2M
avg. amount
Other Management Consulting Services
1
loans
$1.3M
avg. amount
Gasoline Stations with Convenience Stores
1
loans
$2.4M
avg. amount
All Other Specialty Food Retailers
1
loans
$760K
avg. amount
Assisted Living Facilities for the Elderly
1
loans
$715K
avg. amount
10-Year
11.4%
Percentile Ranking
98th
98th percentile
Stone Bank’s median variable rate is + 1.75%, against a market median of Prime + 1.88%, 13 below market.
It priced below the market median in 0 of the last 3 quarters. 2 of the 9 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 1.92% |
| $1M-$2M | Prime + 1.33% |
| $2M-$3M | Prime + 1.50% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '18 | Prime + 2.75% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
| Q3 '18 | Prime + 2.50% | Prime + 2.00% | Prime + 1.25% – Prime + 2.50% | 3 |
| Q4 '18 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 5 |
Stone Bank has originated 7(a) acquisition loans in 8 states, most actively in Alabama (2), Florida (1) and Pennsylvania (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Alabama | 2 | 22.2% |
| Florida | 1 | 11.1% |
| Pennsylvania | 1 | 11.1% |
| Mississippi | 1 | 11.1% |
| Alaska | 1 | 11.1% |
| Kansas | 1 | 11.1% |
| Colorado | 1 | 11.1% |
| Maryland | 1 | 11.1% |
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