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Royal Business Bank is a full-service community bank headquartered in Los Angeles, California, combining the service benefits of a nationwide bank with personalized community banking. Founded in 2008, the bank specializes in commercial and industrial loans, residential mortgages, and small business financing across six states with approximately $4.1 billion in assets.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$500K
Average
$822K
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
8
loans
$1.0M
avg. amount
Limited-Service Restaurants
Loans
8
Avg. Amount
$1.0M
Beer, Wine, and Liquor Retailers
4
loans
$625K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
4
Avg. Amount
$625K
Full-Service Restaurants
1
loans
$492K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$492K
Snack and Nonalcoholic Beverage Bars
1
loans
$405K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
1
Avg. Amount
$405K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.22% |
| $1M-$2M | Prime + 1.92% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)