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Route 31 Credit Union is a member-owned, non-profit financial institution chartered in 1949 serving 17 counties in Michigan. Originally established as Muskegon Co-op Federal Credit Union, it rebranded to Route 31 Credit Union in August 2022 to better reflect its community and member base.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$375K
Average
$375K
Sweet Spot
$0-$500K
Industries with highest loan volume
Welding and Soldering Equipment Manufacturing
1
loans
$375K
avg. amount
Welding and Soldering Equipment Manufacturing
Loans
1
Avg. Amount
$375K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
Rate distribution data not available
Market comparison data not available
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)