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River City Bank is a community-focused financial institution in North Georgia offering personalized banking services for personal and business clients. The bank provides comprehensive solutions including checking, savings, loans, credit cards, and wealth management. Headquartered in Rome, Georgia, they are committed to delivering elevated customer service.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$714K
Average
$914K
Sweet Spot
$1M-$2M
Industries with highest loan volume
Full-Service Restaurants
1
loans
$714K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$714K
Coin-Operated Laundries and Drycleaners
1
loans
$1.9M
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
1
Avg. Amount
$1.9M
Hotels (except Casino Hotels) and Motels
1
loans
$135K
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$135K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
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