River Bank & Trust
Leading community bank in Alabama established in April 2006, subsidiary of River Financial Corporation, providing comprehensive banking services including commercial, personal, and mortgage lending across Prattville and surrounding areas.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (8 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
River Bank & Trust ranks #330 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of River Bank & Trust’s 7(a) acquisition lending falls in the $0-$500K range: 3 loans, 37.5% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 3 | 37.5% | |
| $500K-$1M | 3 | 37.5% | |
| $1M-$2M | 2 | 25.0% |
Industries with highest loan volume
Limited-Service Restaurants
2
loans
$616K
avg. amount
Ambulance Services
1
loans
$1.6M
avg. amount
Other Management Consulting Services
1
loans
$460K
avg. amount
Used Merchandise Retailers
1
loans
$118K
avg. amount
Institutional Furniture Manufacturing
1
loans
$1.2M
avg. amount
Clothing and Clothing Accessories Retailers
1
loans
$793K
avg. amount
Industrial Building Construction
1
loans
$790K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
River Bank & Trust’s median variable rate is + 2.50%, against a market median of Prime + 1.88%, 63 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.67% |
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 1.88% |
River Bank & Trust has originated 7(a) acquisition loans in 1 states, most actively in Alabama (8). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Alabama | 8 | 100.0% |
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